5912 Cobblestone Trl, McHenry, IL 60050 Property Records

McHenry County property record for 5912 Cobblestone Trl, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	7 ba · 1,226 sqft · built 2003
Lot Size	0.251 acres (10,961 sqft)
Owner	2 Owner Names on Record
Last Sale	$199,900 (Jan 2003)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-33-301-004`

Property Details

APN / Parcel Number

Primary APN	`09-33-301-004`

Interior

Full Baths	7 Baths
Half Baths	5 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,226 sqft Living Area
Gross Area	1,177 sqft
1st Floor Area	1,177 sqft
Basement Area	950 sqft
Finished Basement	950 sqft

Exterior

Year Built	Built 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,961 sqft
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5912 COBBLESTONE TRL
City	MCHENRY
State	IL
Zip	60050-5970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2003R0004109 LT 18 BOONE CREEK UNIT 4
Legal Range	08E
Legal Township	45N
Legal Section	33
Legal Subdivision	BOONE CRK 04
Legal Lot Number	18
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1000
Census Tract	870605

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5912 COBBLESTONE TRL, MCHENRY, IL 60050-5970
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2003 · Amount on Record
Deed Sale	Jan 10, 2003 · Amount on Record
Deed Document Number	2003R0004109
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5912 COBBLESTONE TRL, MCHENRY, IL 60050-5970
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5912 COBBLESTONE TRL, MCHENRY, IL 60050-5970

Mortgage

Document Number	0000003750
Date	Feb 20, 2024
Instrument	2024R0003750

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	MCHENRY, IL 60050

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5912 COBBLESTONE TRL, MCHENRY, IL 60050-5970
Transaction Type	Mortgage
Record Updated	Nov 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061851
Date	Nov 16, 2021
Instrument	2021R0061851

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$81,847 Land $18,344 Building $63,503	$245,541 Land $55,032 Building $190,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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