5910 S Pine Rd, Mulberry, FL 33860 Property Records

Polk County property record for 5910 S Pine Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,875 sqft · built 2018
Lot Size	1.03 acres (44,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$21,700 (May 1994)
Tax Bill	$2,758 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-29-000000-031080`

Property Details

APN / Parcel Number

Primary APN	`23-29-29-000000-031080`
Alternative APNs	`292923000000031080` `92923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,875 sqft Living Area
Gross Area	2,337 sqft
1st Floor Area	1,875 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	44,984 sqft
Lot Dimensions	300 ft deep x 150 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	282 sqft
Patio Area	80 sqft

Location & Zoning

Street Address	5910 S PINE RD
City	MULBERRY
State	FL
Zip	33860-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	THE S 150 FT OF N 350 FT OF W 300 FT OF THE E1/2 OF NE1/4 OF NW1/4
Legal Range	23E
Legal Township	29S
Legal Section	29
Legal Subdivision	MEADOWOOD ACRES
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1000
Census Tract	14904

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5910 S PINE RD, MULBERRY, FL 33860-9236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU
Oct 25, 2019	Deed of Trust, Mortgage FBC MTG
Aug 20, 2018	Loan Modification, Mortgage FBC MTG
Feb 2, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1994 · Amount on Record
Deed Sale	May 5, 1994 · Amount on Record
Deed Book / Page	3384 / 1694
Prior Transfer Date	Jan 21, 1994
Prior Transfer Doc	3384001694
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5910 S PINE RD, MULBERRY, FL 33860-9236
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249985
Date	Sep 14, 2022
Book Page	12419/1271
Instrument	2022249985

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5910 S PINE RD, MULBERRY, FL 33860-9236
Document Number	0110270224
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	INSURED TITLE SERVICES, INSURED TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5910 S PINE RD MULBERRY FL 338609236, MULBERRY, FL 33860-9236

Mortgage

Document Number	0110270224
Date	Nov 1, 2019
Book Page	011027/000224
Instrument	232499

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	5910 S PINE RD, MULBERRY, FL 33860-9236
Document Number	0105911325
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	INSURED R/E TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5910 S PINE RD MULBERRY FL 338609236, MULBERRY, FL 33860-9236

Mortgage

Document Number	0105911325
Date	Aug 24, 2018
Book Page	010591/001325
Instrument	180861

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Feb 2, 2018
Property Address	5910 S PINE RD, MULBERRY, FL 33860-9236
Document Number	0103851987
Book / Page	010385 / 001987
Instrument Date	Jan 31, 2018
Instrument	25032
Transaction Type	Construction Loan
Record Updated	Feb 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5910 S PINE RD MULBERRY FL 338609236, MULBERRY, FL 33860-9236

Mortgage

Document Number	103851987
Date	Feb 2, 2018
Book Page	010385/001987
Instrument	25032

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,786 (+18.23%)	$480,108 (+8.55%) Land $68,720 Building $411,388
2025	$2,758.00 (+13.83%) Homeowner's exemption	$253,559 (+34.68%)	$442,300 (+12.52%) Land $68,720 Building $373,580
2023	$2,423.00 (+3.28%) Homeowner's exemption	$188,265 (+3%)	$393,092 (+11.79%) Land $66,705 Building $326,387
2022	$2,346.00 Homeowner's exemption	$182,782	$351,622 Land $63,678 Building $287,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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