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5910 Ruby Falls Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5910 Ruby Falls Dr, Prospect, KY 40059 · Last verified August 2026

Property Highlights

Property TypeVacant Land > Residential
Lot Size8,760 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$698,423 (2026)
Tax Bill$767.00 (2025)

Property Details

APN / Parcel Number

Primary APN21410100700000
Alternative APNs
  • 410100700000
  • 02008480

Exterior

Lot Area8,760 sqft (0.201 acres)

Location & Zoning

Account Number02008480
Street Address5910 RUBY FALLS DR
CityPROSPECT
StateKY
Zip40059-8683
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionLOT 70 SANCTUARY BLUFF SEC 2 PB. 64 PG. 73, .2011 AC
Legal SubdivisionSANCTUARY FALLS SECTION 2B
Legal Lot Number70
JurisdictionJEFFERSON KY
Minor Civil DivisionNORTHEAST JEFFERSON
Census Blockgroup1
Census Block1001
Census Tract10313

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21410100700000

Assessment roll updated December 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5910 RUBY FALLS DR, PROSPECT, KY 40059-8683
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC
Mar 31, 2026Warranty Deed, Transfer · Conventional Mortgage
RIVER CITY MORTGAGE LLC
Dec 08, 2025Special Warranty Deed, Transfer
ENTERPRISE TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2026 · Amount on Record
Deed SaleMar 31, 2026 · Amount on Record
Prior SaleOct 07, 2024 · Amount on Record
Deed Doc Number202636698
Deed Book / Page13292 / 289
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Recording DateAug 05, 2026
Property Address5910 RUBY FALLS DR, PROSPECT, KY 40059-8683
Document Number0000096474
Book / Page19920 / 136
Instrument DateJul 31, 2026
Instrument202696474
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanyLINCOLN TRAIL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5910 RUBY FALLS DR, PROSPECT, KY 40059-8683

Mortgage

Document Number0000096474,
DateAug 05, 2026
Book Page19920/136
Instrument202696474
Lender
NameWESBANCO BANK INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJul 31, 2051
Interest
Rate TypeAdjustable Rate
Rate6.43%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateMar 31, 2026
Property Address5910 RUBY FALLS DR, PROSPECT, KY 40059-8683
Document Number0000036698
Book / PageD 13292 / 289
Map ReferenceMB 13012 PG 117
Instrument DateMar 31, 2026
Instrument2026036698
Transaction TypeTransfer
Record UpdatedApr 09, 2026
Title CompanyAGENTS TITLE INC, AGENCY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$698.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5910 RUBY FALLS DR, PROSPECT, KY 40059-8683

Mortgage

Document Number0000036699
DateMar 31, 2026
Instrument2026036699
Lender
NameRIVER CITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

December 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionJEFFERSON KY
Recording DateDec 08, 2025
Property Address5910 RUBY FALLS DR, PROSPECT, KY 40059-8683
Document Number0000152753
Book / PageD 13216 / 445
Map ReferenceMB 64 PG 73
Instrument DateDec 04, 2025
Instrument2025152753
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount Recorded
Tax$668.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address520 MADISON AVE # AVE21ST, AVE21ST, NEW YORK, NY 10022-4213

Transferred To (Grantee/Buyer)

NameVerified Name
Address16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$767.00$68,810 Land $68,810
2024$68,810 Land $68,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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