591 Steerview St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 591 Steerview St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,890 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$319,841 (Jun 2021)
Tax Bill	$4,930 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-25-31-4988-0001-1520`

Property Details

APN / Parcel Number

Primary APN	`27-25-31-4988-0001-1520`
Alternative APN	`253127498800011520`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,890 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	591 STEERVIEW ST
City	SAINT CLOUD
State	FL
Zip	34771-9151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNBROOKE PH 1 PB 28 PGS 86-91 LOT 152
Legal Range	31E
Legal Township	25S
Legal Section	27
Legal Subdivision	SUNBROOKE
Legal Phase	1
Legal Lot Number	152
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

591 Steerview St is owned and occupied by an individual who bought it in June 2021.

Source: Osceola County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	591 STEERVIEW ST, SAINT CLOUD, FL 34771-9151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 1, 2021	Special Warranty Deed, Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Deed Document Number	202184947
Deed Book / Page	5970 / 2442
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	591 STEERVIEW ST, SAINT CLOUD, FL 34771-9151
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 REEVES RD, MOUNT SOLON, VA 22843-2109

Mortgage

Document Number	0069410071
Date	Mar 23, 2026
Book Page	6941/71
Instrument	2026037410

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 8, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 1, 2021
Property Address	591 STEERVIEW ST, SAINT CLOUD, FL 34771-9151
Document Number	0059702442
Book / Page	5970 / 2442
Map Reference	MB 28 PG 86-91
Instrument Date	May 26, 2021
Instrument	2021084947
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,239.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 STEERVIEW ST, SAINT CLOUD, FL 34771-9151

Mortgage

Document Number	0059702444
Date	Jun 1, 2021
Instrument	5970/2444

Lender

Name	VELOCIO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 591 Steerview St was $4,930 with a homeowner's exemption, up 7.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,930.00 (+7.64%) Homeowner's exemption	$345,304	$356,700 Land $81,600 Building $275,100
2024	$4,580.00 (+2.1%)
2023	$4,486.00 (+3.96%) Homeowner's exemption	$316,931 (+3%)	$356,500 (+15.86%) Land $71,400 Building $285,100
2022	$4,315.00 Homeowner's exemption	$307,700 Land $61,200 Building $246,500	$307,700 Land $61,200 Building $246,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 591 Steerview St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 591 Steerview St is high, ranking above 89% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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