591 Starcliff Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 591 Starcliff Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,048 sqft · built 1986
Lot Size	0.473 acres (20,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,500 (Sep 2026)
Tax Bill	$964 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0080D-0B-015.00`

Property Details

APN / Parcel Number

Primary APN	`0080D-0B-015.00`
Alternative APN	`12056`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	1,352 sqft
Flooring	Carpet

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,602 sqft (0.473 acres)
Lot Dimensions	20 ft deep x 100 ft wide
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	12056
Street Address	591 STARCLIFF CIR
City	LANCASTER
State	SC
Zip	29720-7282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	100X200
Legal Subdivision	STAR C
Legal Block	15
Legal Lot Number	15
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2005
Census Tract	11001

Owner

Source: Lancaster County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	591 STARCLIFF CIR, LANCASTER, SC 29720-7282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed, Transfer · Conventional Mortgage FOUNDERS FEDERAL CREDIT UNION
Oct 28, 2021	Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	202613424
Deed Book / Page	2111 / 152
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 15, 2026
Property Address	591 STARCLIFF CIR, LANCASTER, SC 29720-7282
Document Number	0000013424
Book / Page	2111 / 152
Instrument Date	Sep 15, 2026
Instrument	202613424
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,016.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 STARCLIFF CIR, LANCASTER, SC 29720-7282

Mortgage

Document Number	0000013425,
Date	Sep 15, 2026
Instrument	202613425

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 28, 2021
Property Address	591 STARCLIFF CIR, LANCASTER, SC 29720-7282
Document Number	0000021943
Book / Page	1484 / 260
Map Reference	PL 96/125
Instrument Date	Oct 28, 2021
Instrument	2021021943
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	591 STARCLIFF CIR, LANCASTER, SC 29720-7282

Mortgage

Document Number	0000021944
Date	Oct 28, 2021
Instrument	2021021944

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$964.00 (-2.03%)	$6,604 (+3.06%) Land $800 Building $5,804	$165,100 (+3.06%) Land $20,000 Building $145,100
2024	$984.00 (+0.51%)
2023	$979.00	$6,408 Land $800 Building $5,608	$160,200 Land $20,000 Building $140,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Starcliff Cir

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