591 Schad Rd, Elkton, OR 97436 Property Records

Douglas County property record for 591 Schad Rd, Elkton, OR 97436

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,160 sqft · built 2013
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$361,000 (Jun 2020)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-07W-20-01000`

Property Details

APN / Parcel Number

Primary APN	`22-07W-20-01000`
Alternative APN	`R38895`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,160 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	1,080 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Carport
Carport	Carport
Carport Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R38895
Street Address	591 SCHAD RD
City	ELKTON
State	OR
Zip	97436-8708
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	FF
Legal Description	P.P. 2010-21, PARCEL 2, ACRES 1.28, LIMIT FROM SPEC ASSMNT
Legal Range	07W
Legal Township	22S
Legal Section	20
Legal Subdivision	LAND PARTITION 2010-0021
Jurisdiction	DOUGLAS OR
Township / Civil Division	ELKTON-DRAIN
Census Block Group	3
Census Block	3277
Census Tract	30000

Owner

Source: Douglas County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	591 SCHAD RD, ELKTON, OR 97436-8708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage RGBW INC
Oct 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jun 15, 2020	Correction Deed, Transfer FIRST AMERICAN TITLE
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage RICHARD C BAIRD
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage STEVEN B BROUGH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Jun 8, 2020 · Amount on File
Deed Document Number	2020-010242
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	591 SCHAD RD, ELKTON, OR 97436-8708
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019013
Date	Sep 27, 2021
Instrument	2021-019013

Lender

Name	RGBW INC
Type	Mortgage Company
Address	ELKTON, OR 97436

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	591 SCHAD RD, ELKTON, OR 97436-8708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017624
Date	Oct 31, 2018
Instrument	2018-017624

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	DOUGLAS OR
Recording Date	Jun 15, 2020
Property Address	591 SCHAD RD, ELKTON, OR 97436-8708
Document Number	0000010242
Instrument Date	Jun 15, 2020
Instrument	10242
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$361.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	591 SCHAD RD ELKTON OR 974368708, ELKTON, OR 97436-8708

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	591 SCHAD RD, ELKTON, OR 97436-8708
Document Number	0000010001
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 625 ELKTON OR 974360625, ELKTON, OR 97436-0625

Mortgage

Document Number	0000010001
Date	Jun 10, 2020
Instrument	10001

Lender

Name	RICHARD C BAIRD
Address	PO BOX 611, ELKTON, OR 97436-0611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 9, 2030

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Jun 8, 2020
Property Address	591 SCHAD RD, ELKTON, OR 97436-8708
Document Number	0000009849
Instrument Date	Apr 2, 2020
Instrument	9849
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	591 SCHAD RD ELKTON OR 974368708, ELKTON, OR 97436-8708

Mortgage

Document Number	9850
Date	Jun 8, 2020
Instrument	9850

Lender

Name	STEVEN B BROUGH
Address	599 TROUT LAKE DR, SANGER, CA 93657-9055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 7, 2045

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Unified School District	Elkton School District 34 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,831.00 (+2.98%)	$227,351 (+3%)	$316,597 (-26.09%) Land $95,753 Building $220,844
2024	$1,778.00 (+3.43%)	$220,730 (+3%)	$428,372 (+4.24%) Land $128,563 Building $299,809
2023	$1,719.00 (+2.08%)	$214,301 (+6.09%)	$410,957 (+49.38%) Land $128,563 Building $282,394
2022	$1,684.00	$202,000	$275,114 Land $85,709 Building $189,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	39 (1981–2025)
Claims Outside the SFHA	2 of 39
Most Recent Claim	Mar 2025 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Mar 2025 · 7 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rio Virgin Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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