591 Sand Pine Dr, Midway, FL 32343 Property Records

Gadsden County property record for 591 Sand Pine Dr, Midway, FL 32343

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,029 sqft · built 2007
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Jul 2007)
Tax Bill$921 (2025)
Deeds & MortgagesJul 2023 Mortgage
May 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4-06-1N-2W-1538-0000M-0040

Property Details

APN / Parcel Number

Primary APN4-06-1N-2W-1538-0000M-0040
Alternative APN
  • 1234750000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,029 sqft Heated Area
Gross Area1,426 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
TerrainOther
Garage Area231 sqft
PorchPorch
Porch Area16 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1234750000
Street Address591 SAND PINE DR
CityMIDWAY
StateFL
Zip32343-4233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 675 P 142 LOT 4 BLK M OF
Legal Range02W
Legal Township01N
Legal Section06
Legal SubdivisionRUSTLING PINES
Legal BlockM
Legal Lot Number4
JurisdictionGADSDEN FL
Township / Civil DivisionHAVANA
Census Block Group2
Census Block2014
Census Tract20600

Owner

Source: Gadsden County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address591 SAND PINE DR, MIDWAY, FL 32343-4233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 25, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Aug 13, 2020Loan Modification, Mortgage · FHA Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2007 · Amount on Record
Deed SaleJul 26, 2007 · Amount on Record
Prior SaleMay 18, 2006 · Amount on Record
Deed Document Number070009485
Deed Book / Page0675 / 0142
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGADSDEN FL
Property Address591 SAND PINE DR, MIDWAY, FL 32343-4233
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 SAND PINE DR, MIDWAY, FL 32343-4226

Mortgage

Document Number0009370782
DateJul 21, 2023
Book Page937/782
Instrument230005372
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term326 Months
DueSep 1, 2050

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGADSDEN FL
Property Address591 SAND PINE DR, MIDWAY, FL 32343-4233
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address591 SAND PINE DR, MIDWAY, FL 32343-4233

Mortgage

Document Number0009170791
DateMay 25, 2022
Book Page917/791
Instrument220005322
Lender
NameUS BANK NA
TypeBank
AddressAKRON, MI 48701
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueSep 1, 2050

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGADSDEN FL
Property Address591 SAND PINE DR, MIDWAY, FL 32343-4233
Document Number0008811367
Instrument DateAug 13, 2020
Transaction TypeMortgage
Record UpdatedSep 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address591 SAND PINE DR MIDWAY FL 323434233, MIDWAY, FL 32343-4233

Mortgage

Document Number0008811367
DateAug 13, 2020
Book Page000881/001367
Instrument5827
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2050
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyGadsden County
MunicipalityMidway City
Unified School DistrictGadsden County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$921.00 (+4.19%) Homeowner's exemption$92,240 (+2.9%)$155,546 (+2.61%) Land $40,500 Building $115,046
2024$884.00 (+4.49%) Homeowner's exemption$89,641 (+3%)$151,585 (+7.3%) Land $37,000 Building $114,585
2023$846.00 (+5.75%) Homeowner's exemption$87,031 (+3%)$141,266 (+8.79%) Land $30,000 Building $111,266
2022$800.00 Homeowner's exemption$84,497$129,855 Land $22,000 Building $107,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGADSDEN CO REGIONAL W/S
public/private · serves 12,322 people · EPA ID FL1200797
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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