591 O'Brien Ct, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 591 O'Brien Ct, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,088 sqft · built 2003
Lot Size	0.199 acres (8,676 sqft)
Owner	Individual on Record
Last Sale	$600,000 (Jun 2019)
Tax Bill	$10,748 (2025)
Deeds & Mortgages	Dec 2018 Second Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-060-360-000`

Property Details

APN / Parcel Number

Primary APN	`254-060-360-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,088 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,676 sqft (0.199 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	591 OBRIEN CT
City	MOUNTAIN HOUSE
State	CA
Zip	95391-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-FM PT 254-030-03/MTN HOUSE, NEIGH. F, UNIT 1
Legal Subdivision	MOUNTAIN HOUSE NEIGHBORHOOD F UNIT #1
Legal Lot Number	36
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1013
Census Tract	5222

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	591 OBRIEN CT, MOUNTAIN HOUSE, CA 95391-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLS FINANCIAL CU
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 25, 2019	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY
Apr 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	0000066100
Last Transfer Date	Feb 24, 2020
Transfer Doc	0000023175
Record Updated	Jun 7, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	591 OBRIEN CT, MOUNTAIN HOUSE, CA 95391-1012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 OBRIEN CT, MOUNTAIN HOUSE, CA 95391-1012

Mortgage

Document Number	0000138274
Date	Dec 14, 2018
Instrument	2018-138274

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	591 OBRIEN CT, MOUNTAIN HOUSE, CA 95391-1012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 OBRIEN CT, TRACY, CA 95391-1012

Mortgage

Document Number	0000151620
Date	Nov 6, 2020
Instrument	2020-151620

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 24, 2020
Property Address	591 OBRIEN CT, MOUNTAIN HOUSE, CA 95391-1012
Document Number	0000023175
Map Reference	DOC 2003-172795
Instrument Date	Feb 18, 2020
Instrument	2020-023175
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	591 OBRIEN CT, MOUNTAIN HOUSE, CA 95391-1012
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023176
Date	Feb 24, 2020
Instrument	2020-023176

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 25, 2019
Property Address	591 OBRIEN CT, MOUNTAIN HOUSE, CA 95391-1012
Document Number	0000066100
Instrument Date	Jun 18, 2019
Instrument	66100
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	591 OBRIEN CT MOUNTAIN HOUSE CA 953911012, MOUNTAIN HOUSE, CA 95391-1012

Mortgage

Document Number	66101
Date	Jun 25, 2019
Instrument	66101

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	591 OBRIEN CT, MOUNTAIN HOUSE, CA 95391-1012
Document Number	0000039150
Instrument Date	Apr 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	591 OBRIEN CT MOUNTAIN HOUSE CA 953911012, MOUNTAIN HOUSE, CA 95391-1012

Mortgage

Document Number	0000039150
Date	Apr 7, 2017
Instrument	39150

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,748.00 (+4.48%)	$669,306 (+4.04%) Land $195,213 Building $474,093
2023	$10,287.00 (+2.06%)	$643,319 Land $187,634 Building $455,685
2022	$10,079.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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