591 Jay Dr, Gallipolis, OH 45631 Property Records

Gallia County property record for 591 Jay Dr, Gallipolis, OH 45631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1973
Lot Size	0.319 acres (13,900 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Aug 2022)
Tax Bill	$1,931 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00801802800`

Property Details

APN / Parcel Number

Primary APN	`00801802800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,900 sqft (0.319 acres)
Lot Dimensions	139 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	591 JAY DR
City	GALLIPOLIS
State	OH
Zip	45631-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 28 PARK LANE SUB DIV 100X140.59X100.06X 137.15 V532 P727
Legal Range	15
Legal Township	05
Legal Section	12
Legal Subdivision	PARK LANE SUBDIVISION
Legal Lot Number	28
Jurisdiction	GALLIA OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2036
Census Tract	953901

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	591 JAY DR, GALLIPOLIS, OH 45631-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · VA Mortgage GATEWAY FIRST BANK
Feb 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage DESCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Mar 11, 2013 · Amount on Record
Deed Document Number	20222291
Deed Book / Page	690 / 998
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Aug 8, 2022
Property Address	591 JAY DR, GALLIPOLIS, OH 45631-1312
Document Number	000690/998
Book / Page	690 / 998
Map Reference	MB 3 PG 149&150
Instrument Date	Aug 5, 2022
Instrument	22-2291
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	BESTITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 JAY DR, GALLIPOLIS, OH 45631-1312

Mortgage

Document Number	0000006911
Date	Aug 8, 2022
Instrument	691/1

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	591 JAY DR, GALLIPOLIS, OH 45631-1312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	643/899
Date	Feb 20, 2020
Book Page	643/899
Instrument	20-0485

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2025

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Green Township
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,931.00 (-10.56%)	$58,590 (-) Land $9,530 Building $49,060
2024			$167,400 (-) Land $27,220 Building $140,180
2023	$2,159.00 (+46.08%)	$58,590 (+48.78%) Land $9,530 Building $49,060	$167,400 (+48.8%) Land $27,220 Building $140,180
2022	$1,478.00	$39,380 Land $7,350 Building $32,030
2020			$112,500 Land $21,000 Building $91,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2014–2024)
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JB-Nets Fixed Wireless	25 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Optimum, Spectrum, Verizon.

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