591 Duncan Swindle Rd, Commerce, GA 30530 Property Records

Madison County property record for 591 Duncan Swindle Rd, Commerce, GA 30530

Property Summary

Property Type	Rural Home
Details	2.5 ba · 3,248 sqft · built 2023
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Feb 2024)
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Feb 2024 Sale Feb 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0011 039 12`

Property Details

APN / Parcel Number

Primary APN	`0011 039 12`
Alternative APN	`15618`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,248 sqft Heated Area
1st Floor Area	3,248 sqft
Basement Area	3,208 sqft
Unfinished Basement	3,208 sqft
Flooring	Earth/Dirt
Interior Walls	Unfinished

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.1 acres)
Garage Type	Attached
Garage Area	920 sqft
Porch	Slab
Patio Area	654 sqft

Location & Zoning

Account Number	15618
Street Address	591 DUNCAN SWINDLE RD
City	COMMERCE
State	GA
Zip	30530-4736
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	HSE/TRACT 1
Legal Subdivision	TOMMY WATKINS CONST CO INC
Legal Tract	1
Jurisdiction	MADISON GA
Township / Civil Division	ILA
Census Block Group	3
Census Block	3007
Census Tract	20100

Owner

591 Duncan Swindle Rd, a rural home, is owned and occupied by an individual who bought it in February 2024.

Source: Madison County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	591 DUNCAN SWINDLE RD, COMMERCE, GA 30530-4736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer
Feb 5, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE
Oct 27, 2020	Limited Warranty Deed, Transfer ALVAREZ MONICA MARY
Apr 17, 2019	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	Oct 27, 2020 · Amount on File
Deed Book / Page	2154 / 254
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Feb 5, 2024
Property Address	593 DUNCAN SWINDLE RD, COMMERCE, GA 30530-4736
Document Number	002154/254
Book / Page	2154 / 254
Instrument Date	Feb 5, 2024
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 DUNCAN SWINDLE RD, COMMERCE, GA 30530-4736

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON GA
Recording Date	Feb 5, 2024
Property Address	593 DUNCAN SWINDLE RD, COMMERCE, GA 30530-4736
Document Number	002154/251
Book / Page	2154 / 251
Instrument Date	Feb 5, 2024
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 DUNCAN SWINDLE RD, COMMERCE, GA 30530-4736

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	593 DUNCAN SWINDLE RD, COMMERCE, GA 30530-4736
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	DUNCAN SWINDLE RD

Mortgage

Document Number	0000001922/0000000110
Date	Feb 4, 2021
Book Page	0000001922/0000000110

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Jan 1, 2043

October 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Oct 27, 2020
Property Address	591 DUNCAN SWINDLE RD, COMMERCE, GA 30530-4736
Document Number	001899/118
Book / Page	1899 / 118
Instrument Date	Oct 27, 2020
Instrument	2020-001210
Transaction Type	Transfer
Record Updated	Mar 31, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3469 WOODWARD DOWN TRL, BUFORD, GA 30519-5020

Mortgage

Document Number	0000001899/0000000120
Date	Nov 4, 2020
Book Page	0000001899/0000000120

Lender

Name	ALVAREZ MONICA MARY

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2021

April 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Apr 17, 2019
Property Address	593 DUNCAN SWINDLE RD, COMMERCE, GA 30530-4736
Document Number	0001785/75
Book / Page	1785 / 75
Instrument Date	Apr 17, 2019
Instrument	2019-000345
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 CRESTVIEW CT, WINDER, GA 30680-4485

Tax Assessment & Valuation

The 2025 property tax bill for 591 Duncan Swindle Rd was $2,464.

Source: Madison County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,464.00	$96,986 Land $30,382 Building $66,604	$242,467 Land $75,956 Building $166,511
2023	$858.00	$28,132 Land $28,132	$70,329 Land $70,329

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 591 Duncan Swindle Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 591 Duncan Swindle Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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