Frederick County property record for 591 Cawley Dr, Unit 1-2A, Frederick, MD 21703
| Property Type | Condominium |
|---|---|
| Details | built 2003 |
| Lot Size | 0.03 acres (1,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jan 2025) |
| Tax Bill | $4,521 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-247208 |
| Primary APN | 02-247208 |
|---|---|
| Alternative APN |
|
| Units | 13 Units |
|---|
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,321 sqft (0.03 acres) |
| Sewer | Municipal |
|---|
| Account Number | 247208 |
|---|---|
| Street Address | 591 CAWLEY DR, 1-2A |
| City | FREDERICK |
| State | MD |
| Zip | 21703-5920 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PND |
| Legal Description | UNIT 1-2A PHASE 1 1,321 SQ. FT. BALLENGER POINTE CONDO |
| Legal Subdivision | BALLENGER POINTE CONDO |
| Legal Phase | 1 |
| Legal Lot Number | 1 2A |
| Legal Unit | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 751003 |
591 Cawley Dr, Unit 1-2A is owned by an individual who bought it in January 2025.
Source: Frederick County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 591 CAWLEY DR, 1-2A, FREDERICK, MD 21703-5920 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2025 · Amount on File |
| Deed Sale | Jan 2, 2025 · Amount on File |
| Prior Sale | Dec 19, 2022 · Amount on File |
| Prior Transfer Date | May 20, 2010 |
| Prior Transfer Doc | 0078400165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 28, 2020 |
| Property Address | 591 CAWLEY DR # 1-2A, 1-2A, FREDERICK, MD 21703-5920 |
| Document Number | 0139300482 |
| Book / Page | 13930 / 482 |
| Map Reference | MB 75 PG 103&104 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1903 TOWNE CENTRE BLVD # BLVD322, 1903, ANNAPOLIS, MD 21401-3179 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 591 CAWLEY DR # 1-2A, 1-2A, FREDERICK, MD 21703-5920 |
| Document Number | 13930489 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 13930/489 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 591 Cawley Dr, Unit 1-2A was $4,521, up 10.8% from the year before.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,521.00 (+10.78%) | $245,000 Land $70,000 Building $175,000 | $245,000 Land $70,000 Building $175,000 |
| 2024 | $4,081.00 (+14.83%) | ||
| 2023 | $3,554.00 | $195,000 | $245,000 Land $70,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 591 Cawley Dr, Unit 1-2A in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 591 Cawley Dr, Unit 1-2A has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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