591 Barracks Beach Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 591 Barracks Beach Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,402 sqft · built 1990
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$745,000 (Oct 2008)
Tax Bill	$4,590 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15504`

Property Details

APN / Parcel Number

Primary APN	`15504`
Alternative APN	`6K D`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,402 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	272 sqft
Balcony Area	132 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15504
Street Address	591 BARRACKS BEACH DR
City	COLONIAL BEACH
State	VA
Zip	22443-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BARRACK HOME PLACE SUB PARCEL D .98 ACDB 897 PG 298
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	10401

Owner

Source: Westmoreland County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	591 BARRACKS BEACH DR, COLONIAL BEACH, VA 22443-4530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage TOPSIDE FCU
Jun 27, 2022	Deed of Trust, Mortgage TOPSIDE FEDERAL CREDIT UNION
Nov 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage NSWC FEDERAL CREDIT UNION
Jul 6, 2017	Deed of Trust, Mortgage · ARM NSWC FEDERAL CREDIT UNION
Jul 6, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2008 · Amount on Record
Deed Sale	Oct 20, 2008 · Amount on Record
Deed Book / Page	792 / 1262
Last Transfer Date	Jun 16, 2017
Transfer Doc	0008970298
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	591 BARRACKS BEACH DR, COLONIAL BEACH, VA 22443-4530
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 BARRACKS BEACH DR, COLONIAL BEACH, VA 22443-4530

Mortgage

Document Number	00996/2099
Date	Oct 27, 2025
Book Page	996/2099

Lender

Name	TOPSIDE FCU
Type	Credit Union
Address	DAHLGREN, VA 22448

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2040

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	591 BARRACKS BEACH DR, COLONIAL BEACH, VA 22443-4530
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009561758
Date	Jun 27, 2022
Instrument	09561758

Lender

Name	TOPSIDE FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 13, 2032

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	591 BARRACKS BEACH DR, COLONIAL BEACH, VA 22443-4530
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09130429
Date	Nov 8, 2018
Instrument	09130429

Lender

Name	NSWC FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 29, 2033

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	591 BARRACKS BEACH DR, COLONIAL BEACH, VA 22443-4530
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	TERRYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8970300
Date	Jul 6, 2017
Instrument	8970300

Lender

Name	NSWC FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 6, 2017
Property Address	591 BARRACKS BEACH DR, COLONIAL BEACH, VA 22443-4530
Document Number	0008970298
Instrument Date	Jun 16, 2017
Instrument	8970298
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 BARRACKS BEACH DR, COLONIAL BEACH, VA 22443-4530

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,590.00 (+9.68%)	$675,000 (-) Land $196,000 Building $479,000	$675,000 (-) Land $196,000 Building $479,000
2023	$4,185.00	$675,000 Land $196,000 Building $479,000	$675,000 Land $196,000 Building $479,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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