591 Aquatic Dr, Atlantic Beach, FL 32233 Property Records

Duval County property record for 591 Aquatic Dr, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1985
Lot Size	0.103 acres (4,464 sqft)
Owner	2 Individual Names on File
Last Sale	$55,800 (Mar 1999)
Tax Bill	$610 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`171818-5342`

Property Details

APN / Parcel Number

Primary APN	`171818-5342`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,104 sqft
1st Floor Area	1,056 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,464 sqft (0.103 acres)
Porch	Screened Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	591 AQUATIC DR
City	ATLANTIC BEACH
State	FL
Zip	32233-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARG-M
Legal Description	38-71 17-2S-29E AQUATIC GARDENS LOT 29-A
Legal Range	29E
Legal Township	02S
Legal Section	17
Legal Subdivision	AQUATIC GARDENS
Legal Block	2
Legal Lot Number	29-A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	2
Census Block	2004
Census Tract	13902

Owner

591 Aquatic Dr is owned and occupied by two individuals who bought it in March 1999.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	591 AQUATIC DR, ATLANTIC BEACH, FL 32233-3842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 1999 · Amount on File
Deed Sale	Mar 23, 1999 · Amount on File
Deed Document Number	199970435
Deed Book / Page	9235 / 1710
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	591 AQUATIC DR, ATLANTIC BEACH, FL 32233-3842
Document Number	0189031975
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 AQUATIC DR JACKSONVILLE FL 322333842, JACKSONVILLE, FL 32233-3842

Mortgage

Document Number	0189031975
Date	Aug 19, 2019
Book Page	018903/001975
Instrument	193110

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Aug 18, 2059

Tax Assessment & Valuation

The 2025 property tax bill for 591 Aquatic Dr was $610 with a homeowner's exemption, up 3.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,797 (+2.7%)	$327,348 (-2.76%) Land $201,854 Building $125,494
2025	$610.00 (+3.21%) Homeowner's exemption	$76,726	$336,641 Land $200,000 Building $136,641
2024	$591.00 (+1.72%)
2023	$581.00 (+9.21%) Homeowner's exemption	$72,393 (+3%)	$287,692 (+25.97%) Land $160,000 Building $127,692
2022	$532.00 Homeowner's exemption	$70,285	$228,383 Land $110,000 Building $118,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 591 Aquatic Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	28 (1993–2024)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 591 Aquatic Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20