591 430th St, Joice, IA 50446 Property Records

Worth County property record for 591 430th St, Joice, IA 50446

Property Summary

Property Type	Mobile Home
Details	3 bd · 2.5 ba · 1,782 sqft · built 2001
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,500 (Oct 2025)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0523200004`

Property Details

APN / Parcel Number

Primary APN	`0523200004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,782 sqft Living Area
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Vinyl
Construction Type	Manufactured
Roof Type	Gable
Roof Material	Asphalt
Lot Area	653,400 sqft (15 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	288 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	591 430TH ST
City	JOICE
State	IA
Zip	50446-8008
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	23 99 22 N. 15 A. NE NE
Legal Range	22W
Legal Township	99N
Legal Section	23
Jurisdiction	WORTH IA
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2126
Census Tract	690200

Owner

Source: Worth County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4625 DOGWOOD AVE, LAKE MILLS, IA 50450-8022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 1, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
Sep 17, 2015	Deed of Trust, Mortgage · Commercial Mortgage FARMERS TRUST AND SAVINGS BANK
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK
Mar 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Transfer Date	Mar 17, 2022
Prior Transfer Doc	0020220312
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORTH IA
Property Address	591 430TH ST, JOICE, IA 50446-8008
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020200791
Date	Aug 19, 2020
Instrument	20200791

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2030

Interest

Rate Type	Fixed Rate

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORTH IA
Property Address	591 430TH ST, JOICE, IA 50446-8008
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020250745
Date	Aug 1, 2025
Instrument	20250745

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	MASON CITY, IA 50401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	30 Months
Due	Feb 22, 2028

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORTH IA
Property Address	591 430TH ST, JOICE, IA 50446-8008
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020151157
Date	Sep 17, 2015
Instrument	20151157

Lender

Name	FARMERS TRUST AND SAVINGS BANK
Type	Bank
Address	LAKE MILLS, IA 50450

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WORTH IA
Recording Date	Oct 1, 2025
Property Address	591 430TH ST, JOICE, IA 50446-8008
Document Number	0020251002
Instrument Date	Sep 30, 2025
Instrument	20251002
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$579.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	591 430TH ST, JOICE, IA 50446-8008

Mortgage

Document Number	0020251003
Date	Oct 1, 2025
Instrument	20251003

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORTH IA
Recording Date	Mar 24, 2022
Property Address	591 430TH ST, JOICE, IA 50446-8008
Document Number	0020220312
Instrument Date	Mar 17, 2022
Instrument	20220312
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	591 430TH ST, JOICE, IA 50446-8008

Tax Assessment & Valuation

Source: Worth County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Worth County
Unified School District	Lake Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00 Homeowner's exemption	$289,437 (+7.93%) Land $116,500 Building $172,937	$289,437 (+7.93%) Land $116,500 Building $172,937
2024	$2,848.00 (+66.36%)
2023		$268,168 (+74.78%) Land $116,500 Building $151,668	$268,168 (+74.78%) Land $116,500 Building $151,668
2022	$1,712.00 Homeowner's exemption	$153,428 Land $80,000 Building $73,428
2021			$153,428 Land $80,000 Building $73,428

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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