5909 W Elm Ave, Berkeley, IL 60163 Property Records

Cook County property record for 5909 W Elm Ave, Berkeley, IL 60163

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1945
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on File
Last Sale	$84,500 (Apr 2012)
Tax Bill	$1,705 (2023)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-07-311-087`

Property Details

APN / Parcel Number

Primary APN	`15-07-311-087`
Alternative APN	`15-07-311-087-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,350 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5909 W ELM AVE
City	BERKELEY
State	IL
Zip	60163-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FIPPINGERS) ADD TO (HILLSIDE) OF SW FRACL 1/4 OF SEC 7 SW SEC 07-39-12
Legal Range	12E
Legal Township	39N
Legal Section	07
Legal Subdivision	FIPPINGERS ADD TO HILLSIDE
Legal Lot Number	60
Jurisdiction	COOK IL
Township / Civil Division	PROVISO
Census Block Group	4
Census Block	4007
Census Tract	816800

Owner

Source: Cook County records · APN 15-07-311-087

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5909 W ELM AVE, BERKELEY, IL 60163-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2012 · Amount on Record
Deed Sale	Apr 12, 2012 · Amount on Record
Prior Sale	Jul 07, 1998 · Amount on Record
Deed Document Number	201219017
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5909 W ELM AVE, BERKELEY, IL 60163-1528
Transaction Type	Mortgage
Record Updated	Apr 02, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 W ELM AVE, BERKELEY, IL 60163-1528

Mortgage

Document Number	0004741010
Date	Feb 16, 2024
Instrument	2404741010

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 17, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Proviso Township
Municipality	Berkeley Village
Elementary School District	Berkeley School District 87 (PK - 08)
Secondary School District	Proviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,001 (+16.28%) Land $4,043 Building $17,958	$220,010 (+16.28%) Land $40,430 Building $179,580
2023	$1,705.00 (-18.26%)
2022	$2,086.00 Homeowner's exemption Senior Citizen's exemption	$18,921 Land $2,756 Building $16,165	$189,210 Land $27,560 Building $161,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318168004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 436 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	BERKELEY serves 5,214 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.