Howard County property record for 5909 Stream Valley Ln, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,078 sqft · built 2003 |
| Lot Size | 0.322 acres (14,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Jun 2012) |
| Tax Bill | $12,275 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-292315 |
| Primary APN | 01-292315 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,078 sqft Total Area |
| Basement Area | 1,255 sqft |
| Finished Basement | 1,255 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,019 sqft (0.322 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 292315 |
|---|---|
| Street Address | 5909 STREAM VALLEY LN |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-7305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 13 14019 SQ 5909 STREAM VALLEY LN ROCKBURN VIEW,S2 RSB LT |
| Legal Subdivision | ROCKBURN VIEW SEC 02 |
| Legal Lot Number | 13 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 601103 |
5909 Stream Valley Ln is owned and occupied by two individuals who bought it in June 2012.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5909 STREAM VALLEY LN, ELKRIDGE, MD 21075-7305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2012 · Amount on File |
| Deed Sale | Jun 15, 2012 · Amount on File |
| Prior Sale | Mar 24, 2003 · Amount on File |
| Deed Book / Page | 14076 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5909 STREAM VALLEY LN, ELKRIDGE, MD 21075-7305 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 5909 STREAM VALLEY LN, ELKRIDGE, MD 21075-7305 |
| Document Number | 0220350142 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 22035/142 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5909 STREAM VALLEY LN, ELKRIDGE, MD 21075-7305 |
| Document Number | 0180250428 |
| Book / Page | 018025 / 000428 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5909 STREAM VALLEY LN ELKRIDGE MD 210757305, ELKRIDGE, MD 21075-7305 |
| Document Number | 0180250428 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 018025/000428 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 25, 2043 |
The 2026 property tax bill for 5909 Stream Valley Ln was $12,275 with a homeowner's exemption, up 1.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,275.00 (+1.23%) Homeowner's exemption | $865,100 (+6.18%) Land $216,500 Building $648,600 | $865,100 (-) Land $216,500 Building $648,600 |
| 2025 | $12,126.00 Homeowner's exemption | $814,767 | $865,100 Land $216,500 Building $648,600 |
| 2023 | $714,100 Land $216,500 Building $497,600 | $714,100 Land $216,500 Building $497,600 | |
| 2022 | $7,979.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5909 Stream Valley Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5909 Stream Valley Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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