5909 River Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5909 River Rd, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,527 sqft · built 1978
Lot Size0.22 acres (9,609 sqft)
OwnerIndividual Name on Record
Last Sale$104,000 (Mar 1982)
Tax Bill$3,959 (2025)
Flood ZoneZone AE (high risk)
APN21W00701140000

Property Details

APN / Parcel Number

Primary APN21W00701140000
Alternative APNs
  • W00701140000
  • 00002815

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,527 sqft Finished Area
Basement Area1,197 sqft
FlooringCovered
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,609 sqft (0.22 acres)
Garage TypeMixed
Garage Area572 sqft
Parking Spaces4 Parking Spaces
Deck Area654 sqft
Patio Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00002815
Street Address5909 RIVER RD
CityPROSPECT
StateKY
Zip40059-9644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal Description.2206 AC
Legal Lot Number114
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group4
Census Block4008
Census Tract7502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Country Estates of River Road
listed 1999 · 61 contributing resources · NRIS 99000495

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5909 RIVER RD, PROSPECT, KY 40059-9644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 1982 · Amount on Record
Deed SaleMar 19, 1982 · Amount on Record
Deed Document Number0005279914
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,959.00 (-4.37%) Homeowner's exemption$403,910 (-) Land $92,000 Building $311,910
2024$403,910 (-) Land $92,000 Building $311,910
2023$4,140.00 (-1.94%) Homeowner's exemption$403,910 (-) Land $92,000 Building $311,910$403,910 (-) Land $92,000 Building $311,910
2022$4,222.00 Homeowner's exemption$403,910 Land $92,000 Building $311,910$403,910 Land $92,000 Building $311,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 50 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies205 units insured
incl. 155 condo units
Nearby Flood Claims386 (1978–2025)
Claims Outside the SFHA44 of 386
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 56 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 30 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: BluegrassNet.

Nearby Properties on River Rd

Nearby Streets

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