5909 Ramsgate Rd, Bethesda, MD 20816 Property Records

Montgomery County property record for 5909 Ramsgate Rd, Bethesda, MD 20816

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,458 sqft · built 1948
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$811,870 (Oct 2018)
Tax Bill	$10,337 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-00569695`

Property Details

APN / Parcel Number

Primary APN	`07-00569695`
Alternative APN	`00569695`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,458 sqft Living Area
1st Floor Area	738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Area	170 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00569695
Street Address	5909 RAMSGATE RD
City	BETHESDA
State	MD
Zip	20816-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	WOODACRES
Legal Subdivision	WOODACRES
Legal Block	9
Legal Lot Number	22
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	1
Census Block	1003
Census Tract	705701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Washington Aqueduct listed 1973 · 8 contributing resources · National Historic Landmark (designated 1973) · NRIS 73002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5909 Ramsgate Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5909 RAMSGATE RD, BETHESDA, MD 20816-1127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU
Aug 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC
Oct 9, 2018	Deed, Transfer · Line of Credit FAIRFAX COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Deed Book / Page	56718 / 488
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	5909 RAMSGATE RD, BETHESDA, MD 20816-1127
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0674440110
Date	Oct 10, 2023
Book Page	67444/110

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union
Address	GERMANTOWN, MD 20874

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	5909 RAMSGATE RD, BETHESDA, MD 20816-1127
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 RAMSGATE RD, BETHESDA, MD 20816-1127

Mortgage

Document Number	0661630367
Date	Aug 19, 2022
Book Page	66163/367

Lender

Name	HOMETAP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 9, 2018
Property Address	5909 RAMSGATE RD, BETHESDA, MD 20816-1127
Document Number	0567180488
Book / Page	56718 / 488
Map Reference	MB21 PL1333
Instrument Date	Sep 21, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,148.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5909 RAMSTAGE RD, BETHESDA, MD 20816

Mortgage

Document Number	0056718515
Date	Oct 9, 2018
Instrument	56718/515

Lender

Name	FAIRFAX COUNTY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0567180496
Date	Oct 9, 2018
Book Page	56718/496

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5909 Ramsgate Rd was $10,337.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$956,967 (+7.12%)	$1,084,100 (+21.35%) Land $722,600 Building $361,500
2025	$10,337.00	$893,400 Land $657,000 Building $236,400	$893,400 Land $657,000 Building $236,400
2023		$795,400	$893,400 Land $657,000 Building $236,400
2022	$8,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5909 Ramsgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5909 Ramsgate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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