Highlands County property record for 5909 Pebble Ln, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,958 sqft · built 1997 |
| Lot Size | 0.354 acres (15,438 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Jun 2026) |
| Tax Bill | $4,116 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-15-35-30-060-00G0-0070 |
| Primary APN | C-15-35-30-060-00G0-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| Gross Area | 2,420 sqft |
| 1st Floor Area | 1,683 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,438 sqft (0.354 acres) |
| Lot Dimensions | 132 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 465 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5909 PEBBLE LN |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-6343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPRING LAKE VILLAGE VI PB 10 PG 21 LOT 7 BLK G |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | SPRING LAKE VILL 06 |
| Legal Block | G |
| Legal Lot Number | 7 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 961000 |
Source: Highlands County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 708 WOODMONT ST, SEBRING, FL 33876-6111 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 23, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 13, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 30, 2026 | Warranty Deed, Transfer ACES TITLE AGENCY LLC, ACES TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Jul 15, 2021 · Amount on Record |
| Deed Document Number | 20262319574 |
| Deed Book / Page | 3202 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 15, 2021 |
| Property Address | 5909 PEBBLE LN, SEBRING, FL 33876-6343 |
| Document Number | 0002044133 |
| Book / Page | 2837 / 1323 |
| Map Reference | MB 10 PG 21 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2044133 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1103 VILLAWAY W, 1103, SEBRING, FL 33876-7918 |
| Name | Verified Name |
|---|---|
| Address | 542 N WHEATON RD, CHARLOTTE, MI 48813-8800 |
| Document Number | 0028371325 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2837/1325 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5909 PEBBLE LN, SEBRING, FL 33876-6343 |
| Document Number | 0001974075 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5909 PEBBLE LN SEBRING FL 338766343, SEBRING, FL 33876-6343 |
| Document Number | 0001974075 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 002736/001490 |
| Instrument | 1974075 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5909 PEBBLE LN, SEBRING, FL 33876-6343 |
| Document Number | 0001839627 |
| Book / Page | 002562 / 001142 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5909 PEBBLE LN SEBRING FL 338766343, SEBRING, FL 33876-6343 |
| Document Number | 0001839627 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 002562/001142 |
| Instrument | 1839627 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 5909 PEBBLE LN, SEBRING, FL 33876-6343 |
| Document Number | 0002319574 |
| Book / Page | 3202 / 366 |
| Instrument Date | Jun 27, 2000 |
| Instrument | 20262319574 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | ACES TITLE AGENCY LLC, ACES TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $208,565.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5909 PEBBLE LN, SEBRING, FL 33876-6343 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,116.00 (+8.49%) | $256,645 (+8.82%) Land $18,500 Building $238,145 | $256,645 (+8.82%) Land $18,500 Building $238,145 |
| 2024 | $3,794.00 (+3.13%) | ||
| 2023 | $3,679.00 (+9.62%) | $235,836 (+20.02%) Land $16,500 Building $219,336 | $235,836 (+20.02%) Land $16,500 Building $219,336 |
| 2022 | $3,356.00 | $196,491 Land $11,000 Building $185,491 | $196,491 Land $11,000 Building $185,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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