5909 Oak Flat Ave, Texarkana, TX 75503 Property Records

Bowie County property record for 5909 Oak Flat Ave, Texarkana, TX 75503

Property Summary

Property Type	Single Family Home
Details	1,863 sqft
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$737,800 (Oct 2017)
Tax Bill	$5,031 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12040000900`

Property Details

APN / Parcel Number

Primary APN	`12040000900`
Alternative APN	`28159`

Interior

Building Area	1,863 sqft Living Area

Exterior

Lot Area	27,007 sqft (0.62 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Open Porch
Porch Area	104 sqft

Location & Zoning

Account Number	12040000900
Street Address	5909 OAK FLT
City	TEXARKANA
State	TX
Zip	75503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W L JOHNSON A-999 2019-4038 04/22/19 BLK/TRACT 9 0.62 ACRES
Legal Subdivision	W L JOHNSON A-999
Legal Block	9
Jurisdiction	BOWIE TX
Township / Civil Division	TEXARKANA
Census Block Group	3
Census Block	3007
Census Tract	10906

Owner

Source: Bowie County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1063 SEATTLE SLEW ST, HEWITT, TX 76643-4112
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF TOM BEAN
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Oct 5, 2017	Vendor's Lien, Transfer · Conventional Mortgage GUARANTY BANK & TRUST
Feb 6, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2017 · Amount on File
Deed Sale	Oct 5, 2017 · Amount on File
Prior Sale	Feb 6, 2017
Deed Document Number	201711154
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	5909 OAK FLAT AVE, TEXARKANA, TX 75503-0838
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001154
Date	Feb 1, 2021
Instrument	2021-00001154

Lender

Name	THE FIRST NATIONAL BANK OF TOM BEAN
Type	Bank
Address	TOM BEAN, TX 75489

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	5909 OAK FLAT AVE, TEXARKANA, TX 75503-0838
Transaction Type	Mortgage
Record Updated	May 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201904039
Date	Apr 22, 2019
Instrument	2019-04039

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BOWIE TX
Recording Date	Oct 5, 2017
Property Address	5909 OAK FLAT AVE, TEXARKANA, TX 75503-0838
Document Number	201711154
Map Reference	VOL442 PG474
Instrument Date	Oct 5, 2017
Instrument	2017-11154
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 OAK FLAT AVE, TEXARKANA, TX 75503-0838

Mortgage

Document Number	201711155
Date	Oct 5, 2017
Instrument	2017-11155

Lender

Name	GUARANTY BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOWIE TX
Recording Date	Feb 6, 2017
Property Address	5909 OAK FLAT AVE, TEXARKANA, TX 75503-0838
Document Number	201701270
Map Reference	VOL 442 PG 474
Instrument Date	Feb 16, 2016
Instrument	2017-01270
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1878 WENDY RD, 1878, DIANA, TX 75640-2664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 FLAT OAK AVE, TEXARKANA, TX 75503-0838

Tax Assessment & Valuation

Source: Bowie County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bowie County
Municipality	Texarkana City
Unified School District	Pleasant Grove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,031.00 (+3.67%)	$223,571 (+7.08%) Land $25,000 Building $198,571	$223,571 (-) Land $25,000 Building $198,571
2024	$4,853.00 (+3.26%)		$223,571 (+7.08%) Land $25,000 Building $198,571
2023	$4,700.00 (+18.66%)	$208,790 Land $25,000 Building $183,790	$208,790 Land $25,000 Building $183,790
2021	$3,961.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 37,000 people · EPA ID TX0190004
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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