St. Louis County property record for 5909 N Shore Dr, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1947 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Aug 2026) |
| Tax Bill | $3,146 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0020-06421 |
| Primary APN | 315-0020-06421 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Gross Area |
| Gross Area | 720 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 135,036 sqft (3.1 acres) |
| Garage Area | 910 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 35 sqft |
| Storage Building | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1086381 |
|---|---|
| Street Address | 5909 N SHORE DR |
| City | DULUTH |
| State | MN |
| Zip | 55804-9655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF THE SW1/4 OF SE1/4 LYINGSOUTHERLY OF THE SOUTH RIGHT OF WAY LINE OFTHE ST LOUIS AND LAKE COUNTIES |
| Legal Range | 12W |
| Legal Township | 52N |
| Legal Section | 36 |
| Legal Subdivision | DULUTH TOWN OF |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10500 |
5909 N Shore Dr is owned by two individuals who bought it in August 2026.
Source: St. Louis County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 42ND ST, BROOKLYN, NY 11232-3509 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Re-recorded Document · Conventional Mortgage JPMORGAN CHASE BANK |
| Aug 11, 2026 | Personal Representative Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Oct 26, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage HARBOR POINTE CU |
| Oct 27, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage HARBOR POINTE CU |
| Sep 11, 2023 | Intrafamily Transfer, Transfer |
| Sep 11, 2023 | Intrafamily Transfer, Transfer |
| Oct 2, 2017 | Warranty Deed, Transfer MARKETPLACE HM MTG |
| Feb 21, 2020 | Warranty Deed, Transfer MARKETPLACE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on File |
| Deed Sale | Aug 19, 2026 · Amount on File |
| Prior Sale | Aug 11, 2026 · Amount on File |
| Deed Document Number | 20261538679 |
| Prior Transfer Date | Jul 29, 2009 |
| Prior Transfer Doc | 0001114533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 19, 2026 |
| Property Address | 5909 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 0001538679 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20261538679 |
| Record Updated | Sep 1, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129,987.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 413 42ND ST, BROOKLYN, NY 11232-3509 |
| Document Number | 0001538680, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 20261538680 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 11, 2026 |
| Property Address | 5909 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 0001104688 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20261104688 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129,987.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 413 42ND ST, BROOKLYN, NY 11232-3509 |
| Document Number | 0001104689, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 20261104689 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5909 N SHORE DR, DULUTH, MN 55804-9655 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5909 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 0001073819 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 1073819 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 63 Months |
| Due | Jan 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5909 N SHORE DR, DULUTH, MN 55804-9655 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5909 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 0001477028 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 1477028 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 63 Months |
| Due | Jan 1, 2029 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 11, 2023 |
| Property Address | 5909 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 0001072112 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 1072112 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5909 N SHORE DR # N, N, DULUTH, MN 55804-9655 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 11, 2023 |
| Property Address | 5909 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 0001473651 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 1473651 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5909 N SHORE DR # N, N, DULUTH, MN 55804-9655 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 2, 2017 |
| Property Address | 5909 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 000T990391 |
| Instrument Date | Sep 29, 2017 |
| Instrument | T990391 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5909 N SHORE DR DULUTH MN 558049655, DULUTH, MN 55804-9655 |
| Document Number | T990392 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | T990392 |
| Name | MARKETPLACE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDINA, MN 55435 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 21, 2020 |
| Property Address | 5909 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 00A1373999 |
| Instrument Date | Sep 29, 2017 |
| Instrument | A1373999 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5909 N SHORE DR DULUTH MN 558049655, DULUTH, MN 55804-9655 |
| Document Number | A1374000 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | A1374000 |
| Name | MARKETPLACE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDINA, MN 55435 |
| Amount | Amount on Record |
|---|---|
| Term | 324 Months |
| Due | Feb 20, 2047 |
The 2026 property tax bill for 5909 N Shore Dr was $3,146.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,146.00 | ||
| 2025 | $415,600 (+6.07%) Land $114,300 Building $301,300 | $415,600 (+6.07%) Land $114,300 Building $301,300 | |
| 2024 | $2,748.00 (+55.25%) | $391,800 Land $109,400 Building $282,400 | $391,800 Land $109,400 Building $282,400 |
| 2023 | $1,770.00 Homeowner's exemption | ||
| 2022 | $209,000 Land $73,400 Building $135,600 | $209,000 Land $73,400 Building $135,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5909 N Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | May 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5909 N Shore Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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