Durham County property record for 5909 Loyal Ave, Durham, NC 27713
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,840 sqft · built 1988 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Oct 2023) |
| Tax Bill | $4,179 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0738-18-0672 |
| Primary APN | 0738-18-0672 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Heated Area |
| 1st Floor Area | 1,472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 241 ft deep x 125 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 5909 LOYAL AVE |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27713-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | LOYAL GROVE/BLK:C/LT#05-0 9 INCL PL:000030-000185 |
| Legal Subdivision | LOYAL GROVE |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 2025 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5909 LOYAL AVE, DURHAM, NC 27713-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on Record |
| Deed Sale | Oct 17, 2023 · Amount on Record |
| Deed Document Number | 202377140 |
| Deed Book / Page | 10001 / 307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Oct 17, 2023 |
| Property Address | 5909 LOYAL AVE, DURHAM, NC 27713-2021 |
| Document Number | 0100010307 |
| Book / Page | 10001 / 307 |
| Map Reference | MB 30 PG 185 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2023077140 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2725 UMSTEAD RD, DURHAM, NC 27712-1835 |
| Name | Verified Name |
|---|---|
| Address | 5909 LOYAL AVE, DURHAM, NC 27713-2021 |
| Document Number | 2023077141 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2023077141 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 5-Year TN |
| Max Rate | 12.6% |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,179.00 (+2.53%) | $411,230 (-) Land $127,257 Building $283,973 | $411,230 (-) Land $127,257 Building $283,973 |
| 2025 | $4,076.00 (+133.31%) | $411,230 (+54.13%) Land $127,257 Building $283,973 | $411,230 (+54.13%) Land $127,257 Building $283,973 |
| 2023 | $1,747.00 (+2.34%) | $266,810 Land $63,300 Building $203,510 | $266,810 Land $63,300 Building $203,510 |
| 2022 | $1,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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