Roanoke County property record for 5909 Garner Rd, Roanoke, VA 24018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,740 sqft · built 1966 |
| Lot Size | 6.94 acres (302,306 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,475,000 (Dec 2023) |
| Tax Bill | $3,721 (2023) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086.20-02-07.01-0000 |
| Primary APN | 086.20-02-07.01-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,740 sqft Finished Area |
| Basement Area | 2,146 sqft |
| Finished Basement | 1,073 sqft |
| Unfinished Basement | 1,073 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 302,306 sqft (6.94 acres) |
| Porch | Enclosed Porch |
| Porch Area | 406 sqft |
| Patio Area | 468 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 000037368 |
|---|---|
| Street Address | 5909 GARNER RD |
| City | ROANOKE |
| State | VA |
| Zip | 24018-6662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BACK CREEK |
| Legal Subdivision | CRYSTAL CREE MERRIMAN |
| Jurisdiction | ROANOKE VA |
| Township / Civil Division | CAVE SPRING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30802 |
Source: Roanoke County records, as of December 22, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5909 GARNER RD, ROANOKE, VA 24018-6662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on Record |
| Deed Sale | Dec 12, 2023 · Amount on Record |
| Prior Sale | Jul 12, 2019 · Amount on Record |
| Deed Document Number | 202309272 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROANOKE VA |
| Recording Date | Dec 12, 2023 |
| Property Address | 5909 GARNER RD, ROANOKE, VA 24018-6662 |
| Document Number | 0000009272 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 202309272 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5909 GARNER RD, ROANOKE, VA 24018-6662 |
| Document Number | 0000009273 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 202309273 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.6% |
| Max Rate | 12.6% |
Source: Roanoke County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Roanoke County |
| Unified School District | Roanoke County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,721.00 | $351,100 Land $102,600 Building $248,500 | $351,100 Land $102,600 Building $248,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1981–1996) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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