Eaton County property record for 5909 Chubby Dr, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,028 sqft · built 1978 |
| Lot Size | 7.1 acres (309,363 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,046 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08001710005501 |
| Primary APN | 08001710005501 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Lot Area | 309,363 sqft (7.1 acres) |
| Garage Area | 576 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5909 CHUBBY DR |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-9345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | COM 264 FT S OF NW COR OF NE 1/4 OF NW 1/4; E 312.5 FT; S 66 FT; E 312.5 FT; S 462 FT; W 625 FT; N 528 FT TO POB. SEC 17, T3N,R3W, WINDSOR TWP. D 12-24-13 COMBINED FROM 080-017-100-055-00, 080-017-100-060-00, 080-017-100-050-00, 080-017-100-045-00, 0 |
| Legal Range | 03W |
| Legal Township | 03N |
| Legal Section | 17 |
| Legal Subdivision | WINDSOR |
| Jurisdiction | EATON MI |
| Township / Civil Division | WINDSOR |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 21401 |
5909 Chubby Dr is owned and occupied by an individual.
Source: Eaton County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9774 W SILVER LAKE RD, MEARS, MI 49436-9654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 5909 CHUBBY DR, CHARLOTTE, MI 48813-9345 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5909 CHUBBY DR, CHARLOTTE, MI 48813-9345 |
| Document Number | 003078/263 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 3078/263 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 5909 Chubby Dr was $4,046 with a homeowner's exemption.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| County Subdivision | Windsor Charter Township |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,800 | $294,135 Land $115,883 Building $178,252 | |
| 2025 | $4,046.00 | ||
| 2023 | $123,700 | $247,400 | |
| 2022 | $3,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5909 Chubby Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5909 Chubby Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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