5909 Cape Loop, Land O Lakes, FL 34639 Property Records

Pasco County property record for 5909 Cape Loop, Land O Lakes, FL 34639

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,656 sqft · built 2006
Lot Size	0.185 acres (8,094 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Mar 2021)
Tax Bill	$8,327 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-26-19-0030-01000-0170`

Property Details

APN / Parcel Number

Primary APN	`07-26-19-0030-01000-0170`
Alternative APN	`0677510`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,656 sqft Living Area
Gross Area	3,872 sqft
1st Floor Area	2,656 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,094 sqft (0.185 acres)
Garage Area	620 sqft
Driveway	Driveway
Driveway Area	856 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0677510
Street Address	5909 CAPE LOOP
City	LAND O LAKES
State	FL
Zip	34639-2698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	DUPREE LAKES PHASE 1 PB 54 PG 062 BLOCK 10 LOT 17
Legal Range	19E
Legal Township	26S
Legal Section	07
Legal Subdivision	DUPREE LAKES PHASE 1
Legal Phase	1
Legal Tract	30
Legal Block	10
Legal Lot Number	17
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3000
Census Tract	32001

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5909 CAPE LOOP, LAND O LAKES, FL 34639-2698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Feb 22, 2007 · Amount on Record
Deed Document Number	2021063832
Deed Book / Page	10312 / 3318
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 31, 2021
Property Address	5909 CAPE LOOP, LAND O LAKES, FL 34639-2698
Document Number	0103123318
Book / Page	10312 / 3318
Map Reference	MB 54 PG 62-87
Instrument Date	Mar 26, 2021
Instrument	2021063832
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2601 VERGO CT, 2601, ORLANDO, FL 32837-9015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 CAPE LOOP, LAND O LAKES, FL 34639-2698

Mortgage

Document Number	103123320
Date	Mar 31, 2021
Instrument	10312/3320

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,327.00 (+8.69%) Homeowner's exemption	$354,750 (+5.98%) Land $88,749 Building $266,001	$451,743 (+5.19%) Land $88,749 Building $362,994
2023	$7,661.00 (+9.9%) Additional exemption filed	$334,720 (+3%) Land $69,789 Building $264,931	$429,466 (+20.21%) Land $69,789 Building $359,677
2022	$6,971.00 Homeowner's exemption	$324,976 Land $58,509 Building $266,467	$357,266 Land $58,509 Building $298,757

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 89 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	5 (1982–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20