5909 Bradford, Jackson, MI 49201 Property Records

Jackson County property record for 5909 Bradford, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,083 sqft · built 2001
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Sep 2018)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`564-13-28-405-117-00`

Property Details

APN / Parcel Number

Primary APN	`564-13-28-405-117-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,083 sqft Living Area
1st Floor Area	1,572 sqft
Basement Area	1,572 sqft
Unfinished Basement	1,572 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	14,680 sqft (0.337 acres)
Lot Dimensions	140 ft deep x 105 ft wide
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5909 BRADFORD
City	JACKSON
State	MI
Zip	49201-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PR1
Legal Description	LOT 117 THREE FORTY FARMS SUBDIVISION NO 6
Legal Subdivision	THREE FORTY FARMS SUBDIVISION
Legal Lot Number	117
Legal Unit	117
Jurisdiction	JACKSON MI
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2002
Census Tract	5201

Owner

5909 Bradford is owned and occupied by two individuals who bought it in September 2018.

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5909 BRADFORD, JACKSON, MI 49201-8352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 10, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018 · Amount on File
Deed Sale	Sep 10, 2018 · Amount on File
Prior Sale	Oct 3, 2012 · Amount on File
Deed Document Number	20182805235
Deed Book / Page	2127 / 947
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 8, 2026
Property Address	5909 BRADFORD, JACKSON, MI 49201-8352
Document Number	0002997134
Book / Page	2275 / 441
Map Reference	LB 29 PG 49
Instrument Date	Dec 31, 2025
Instrument	2997134
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,827.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23714 N PARK DR, NEW BOSTON, MI 48164-7814

Mortgage

Document Number	0002275442
Date	Jan 8, 2026
Instrument	2275/442

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5909 BRADFORD, JACKSON, MI 49201-8352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002865813
Date	Nov 23, 2020
Book Page	2174/423
Instrument	2865813

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5909 BRADFORD, JACKSON, MI 49201-8352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002830609
Date	Aug 30, 2019
Book Page	2147/0320
Instrument	2830609

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 10, 2018
Property Address	5909 BRADFORD, JACKSON, MI 49201-8352
Document Number	0002805235
Book / Page	2127 / 0947
Map Reference	LB29 PG49
Instrument Date	Sep 4, 2018
Instrument	2805235
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,210.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5909 BRADFORD, 5909, JACKSON, MI 49201-8352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2188 FERGUSON DR, BAY CITY, MI 48706-9103

Mortgage

Document Number	0002805236
Date	Sep 10, 2018
Instrument	2805236

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 5909 Bradford was $2,950 with a homeowner's exemption, down 32.4% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Summit Township
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,400 (+5.95%)	$352,800 (+5.95%)
2025	$2,950.00 (-32.37%) Homeowner's exemption	$166,500	$333,000
2024	$4,362.00
2023		$139,500	$279,000
2020	$3,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5909 Bradford in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5909 Bradford is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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