5909 Arcadia St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 5909 Arcadia St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	2,400 sqft · built 1986
Lot Size	2.99 acres (130,244 sqft)
Owner	2 Individual Names on File
Last Sale	$232,500 (Nov 2019)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
APN	`03-8.0-28-002-002-009.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-28-002-002-009.000`

Interior

Building Area	2,400 sqft Base Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	130,244 sqft (2.99 acres)

Location & Zoning

Street Address	5909 ARCADIA ST
City	SAINT JOSEPH
State	MO
Zip	64505-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	28-58-35NWSUB: LOT: BLK:LGL DESC:BEG 402' S OF NW COR TH S 178.17' N 89 DEG 11'46 E 733.54' N 178.17' S 89 DEG 11'46 733.54' TO POB
Legal Range	35W
Legal Township	58N
Legal Section	28
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2000
Census Tract	300

Owner

5909 Arcadia St is owned and occupied by two individuals who bought it in November 2019.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5909 ARCADIA ST, SAINT JOSEPH, MO 64505-1169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Prior Sale	Mar 30, 2018 · Amount on File
Deed Document Number	201910130
Deed Book / Page	3743 / 673
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 19, 2019
Property Address	5909 ARCADIA ST, SAINT JOSEPH, MO 64505-1169
Document Number	003743/673
Book / Page	3743 / 673
Instrument Date	Nov 18, 2019
Instrument	2019010130
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ST JOSEPH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6005 ARCADIA ST, SAINT JOSEPH, MO 64505-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 ARCADIA ST, SAINT JOSEPH, MO 64505-1169

Mortgage

Document Number	003743/674
Date	Nov 19, 2019
Book Page	3743/674
Instrument	2019010131

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2014

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5909 Arcadia St was $2,608.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00	$36,530 Land $3,900 Building $32,630	$192,260 Land $20,500 Building $171,760
2024	$2,608.00 (+16.43%)
2023	$2,240.00 (-0.67%)	$34,260 (-) Land $3,900 Building $30,360	$180,290 Land $20,500 Building $159,790
2022	$2,255.00	$34,260 Land $3,900 Building $30,360
2021			$180,290 Land $20,500 Building $159,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5909 Arcadia St; there have been 53 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5909 Arcadia St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20