5909 32nd St E, Ellenton, FL 34222 Property Records

Manatee County property record for 5909 32nd St E, Ellenton, FL 34222

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,309 sqft · built 2002
Lot Size	0.217 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$314,500 (Sep 2006)
Tax Bill	$2,361 (2024)
Deeds & Mortgages	Dec 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8122.1130-8`

Property Details

APN / Parcel Number

Primary APN	`8122.1130-8`
Alternative APNs	`341809812211308` `0812211308`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,309 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	2,309 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.217 acres)
Terrain	Low
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	669 sqft
Porch	Open Porch
Porch Area	315 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	341809812211308
Old Parcel Number	0812211308
Street Address	5909 32ND ST E
City	ELLENTON
State	FL
Zip	34222-4375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 22 OAKLEY SUB PI#8122.1130/8
Legal Range	18E
Legal Township	34S
Legal Section	09
Legal Subdivision	OAKLEY
Legal Tract	812200
Legal Block	2020
Legal Lot Number	22
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2019
Census Tract	1907

Owner

Source: Manatee County records · APN 8122.1130-8

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5909 32ND ST E, ELLENTON, FL 34222-4375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2006 · Amount on Record
Deed Sale	Sep 22, 2006 · Amount on Record
Prior Sale	Sep 24, 2001 · Amount on Record
Deed Document Number	2371501
Deed Book / Page	2156 / 0573
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5909 32ND ST E, ELLENTON, FL 34222-4375
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	AMERICAN TITLE TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 32ND ST E, ELLENTON, FL 34222-4375

Mortgage

Document Number	0041172296
Date	Dec 28, 2021
Instrument	202141172296

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	872 Months
Due	Aug 09, 2094

Interest

Rate Type	Adjustable Rate
Rate	1.89%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	6.89%

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,122 (+5.99%)	$441,300 (-1.21%) Land $40,800 Building $400,500
2024	$2,361.00 (+1.86%)
2023	$2,318.00 (+3.21%) Homeowner's exemption	$190,705 (+3%)	$446,721 (+14.57%) Land $40,800 Building $405,921
2022	$2,246.00 Homeowner's exemption	$185,150	$389,900 Land $40,000 Building $349,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	22 (1993–2024)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 7 claims Hurricane Frances, Sep 2004 · 4 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 283 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.