5909 16th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 5909 16th St N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,066 sqft · built 2017
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on Record
Last Sale$340,006 (Oct 2017)
Tax Bill$5,058 (2026)
Deeds & MortgagesOct 2017 Sale
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN82-47188-0624

Property Details

APN / Parcel Number

Primary APN82-47188-0624

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,066 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStone
Lot Area18,731 sqft (0.43 acres)
Garage Area978 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address5909 16TH ST N
CitySAINT CLOUD
StateMN
Zip56303-1933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 003 BLK 002 GROVE & MEADOWS SECTION 05 TOWNSHIP 124 RANGE 28 SECTION 05 TOWNSHIP 124 RANGE 28
Legal Range28W
Legal Township124
Legal Section05
Legal SubdivisionGROVE MEADOWS
Legal Block2
Legal Lot Number3
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract1003

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5909 16TH ST N, SAINT CLOUD, MN 56303-1933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2017Warranty Deed, Subdivision Related Transfer
NOT AVAILABLE, STEARNS COUNTY ABSTRACT
Oct 25, 2017Warranty Deed, Transfer
NOT AVAILABLE, STEARNS COUNTY ABSTRACT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2017 · Amount on Record
Deed SaleOct 25, 2017 · Amount on Record
Prior SaleOct 25, 2017 · Amount on Record
Deed Document Number20171507589
Record UpdatedJun 8, 2026

October 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateOct 25, 2017
Property Address5909 16TH ST N, SAINT CLOUD, MN 56303-1933
Document Number00A1507589
Instrument DateOct 19, 2017
InstrumentA1507589
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 18, 2022
Title CompanyNOT AVAILABLE, STEARNS COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Tax$1,122.02
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5909 16TH ST N, SAINT CLOUD, MN 56303-1933

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateOct 25, 2017
Property Address5909 16TH ST N, SAINT CLOUD, MN 56303-1933
Document Number00A1507588
Instrument DateOct 19, 2017
InstrumentA1507588
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyNOT AVAILABLE, STEARNS COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Tax$164.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2229 6TH ST S, SARTELL, MN 56377-1890

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,058.00 (+23.25%)
2025$354,200 (+4.33%) Land $45,000 Building $309,200$354,200 (+4.33%) Land $45,000 Building $309,200
2023$4,104.00$339,500 Land $45,000 Building $294,500$339,500 Land $45,000 Building $294,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
CenturyLink
DSL
140 / 20

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