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5907 Spruce Dr, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 5907 Spruce Dr, Fort Pierce, FL 34982 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,843 sqft · built 2023
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$54,000 (Nov 2021)
Tax Bill$6,848 (2024)
Deeds & MortgagesOct 2023 Mortgage
Nov 2021 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN3402-610-0407-000-9

Property Details

APN / Parcel Number

Primary APN3402-610-0407-000-9
Alternative APN
  • 38532

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,843 sqft Living Area
Gross Area2,707 sqft
1st Floor Area1,843 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchScreened Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number38532
Street Address5907 SPRUCE DR
CityFORT PIERCE
StateFL
Zip34982-3797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN RIVER ESTATES-UNIT 09- BLK 84 LOT 20 (MAP 34/11S)
Legal Range40E
Legal Township36S
Legal Section11
Legal SubdivisionINDIAN RIVER ESTATES UNIT 9
Legal Block84
Legal Lot Number20
JurisdictionST LUCIE FL
Township / Civil DivisionFORT PIERCE
Census Block Group1
Census Block1009
Census Tract381604

Owner

Source: St. Lucie County records · APN 3402-610-0407-000-9

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5907 SPRUCE DR, FORT PIERCE, FL 34982-3797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · Conventional Mortgage
GOLDWATER BANK NA
Nov 10, 2021Warranty Deed, Transfer · Construction Mortgage
GOLDWATER BANK NA
Mar 08, 2021Warranty Deed, Transfer
ALLY PARKER BROWN TITLE INSURANCE, ALLY PARKER BROWN TTL INS AG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Prior SaleMar 08, 2021 · Amount on Record
Deed Document Number20214950162
Deed Book / Page4718 / 697
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address5907 SPRUCE DR, FORT PIERCE, FL 34982-3797
Transaction TypeMortgage
Record UpdatedMar 06, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5907 SPRUCE DR, FORT PIERCE, FL 34982-3797

Mortgage

Document Number0050612910
DateOct 24, 2023
Book Page5061/2910
Instrument5258905
Lender
NameGOLDWATER BANK NA
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateNov 10, 2021
Property Address5907 SPRUCE DR, FORT PIERCE, FL 34982-3797
Document Number0047180697
Book / Page4718 / 697
Map ReferenceMB 10 PG 74
Instrument DateNov 03, 2021
Instrument4950162
Transaction TypeTransfer
Record UpdatedMar 06, 2024
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Tax$378.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address849 SW SAIL TER, PORT SAINT LUCIE, FL 34953-2632

Transferred To (Grantee/Buyer)

NameVerified Name
Address3228 W LAKE DR, FORT PIERCE, FL 34982-6480

Mortgage

Document Number0047182500
DateNov 12, 2021
Book Page4718/2500
Instrument4950679
Lender
NameGOLDWATER BANK NA
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueDec 01, 2022

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateMar 08, 2021
Property Address5907 SPRUCE DR, FORT PIERCE, FL 34982-3797
Document Number0045670432
Book / Page4567 / 432
Map ReferenceMB 10 PG 74
Instrument DateMar 01, 2021
Instrument4828345
Transaction TypeTransfer
Record UpdatedMar 06, 2024
Title CompanyALLY PARKER BROWN TITLE INSURANCE, ALLY PARKER BROWN TTL INS AG

Transaction

AmountAmount Recorded
Tax$259.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address849 SW SAIL TER, SAINT LUCIE WEST, FL 34953-2632
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Lucie County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$382,800 (+673.33%) Land $100,000 Building $282,800$382,800 (+673.33%) Land $100,000 Building $282,800
2024$6,848.00 (+408.39%)
2023$1,347.00 (+50.84%)$49,500 (+8.55%) Land $49,500$49,500 (+8.55%) Land $49,500
2022$893.00$45,600 Land $45,600$45,600 Land $45,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121113816041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2020, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 424 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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