5907 Secrest Shortcut Rd, Monroe, NC 28110 Property Records

Union County property record for 5907 Secrest Shortcut Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1955
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$3,500 (Jul 2023)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Jul 2023 Sale Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-027-029B`

Property Details

APN / Parcel Number

Primary APN	`07-027-029B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	66 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5907 SECREST SHORTCUT RD
City	MONROE
State	NC
Zip	28110-9179
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#1 OPCO964 LESS 7337-714; 8754-0277
Legal Tract	2
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1009
Census Tract	20321

Owner

5907 Secrest Shortcut Rd, a rural home, is owned and occupied by an individual who bought it in July 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5907 SECREST SHORTCUT RD, MONROE, NC 28110-9179
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer
Oct 24, 2022	Warranty Deed, Transfer
Dec 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 27, 2019	Reverse Mortgage, Transfer · FHA Mortgage LENDER & LENDER'S

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Dec 19, 2019 · Amount on File
Deed Document Number	202318310
Deed Book / Page	8754 / 277
Prior Transfer Date	Mar 15, 2019
Prior Transfer Doc	7337714
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 31, 2023
Property Address	5907 SECREST SHORTCUT RD, MONROE, NC 28110-9179
Document Number	0008754277
Book / Page	8754 / 277
Instrument Date	Jul 27, 2023
Instrument	18310
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount on Record
Tax	$7.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5907 SECREST SHORTCUT RD, MONROE, NC 28110-9179

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5909 BLACKVINE DR, MONROE, NC 28110-7917

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 24, 2022
Property Address	5907 SECREST SHORTCUT RD, MONROE, NC 28110-9179
Document Number	0008596111
Book / Page	8596 / 111
Instrument Date	Oct 21, 2022
Instrument	36260
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5907 SECREST SHORTCUT RD, 5907, MONROE, NC 28110-9179

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5909 BLACKVINE DR, MONROE, NC 28110-7917

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 19, 2019
Property Address	5907 SECREST SHORTCUT RD, MONROE, NC 28110-9179
Document Number	7545467
Book / Page	007545 / 000467
Instrument Date	Dec 19, 2019
Instrument	39880
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$34.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5909 BLACKVINE DR MONROE NC 281107917, MONROE, NC 28110-7917

March 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	UNION NC
Recording Date	Mar 27, 2019
Property Address	5907 SECREST SHORTCUT RD, MONROE, NC 28110-9179
Document Number	7337714
Book / Page	007337 / 000714
Instrument Date	Mar 15, 2019
Instrument	7710
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5907 SECREST SHORTCUT RD MONROE NC 281109179, MONROE, NC 28110-9179

Mortgage

Document Number	7337717
Date	Mar 27, 2019
Book Page	007337/000717
Instrument	7711

Lender

Name	LENDER & LENDER'S
Address	PO BOX 2026, FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	5.36%

Mortgage

Document Number	7337731,
Date	Mar 27, 2019
Book Page	007337/000731
Instrument	7712

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	5.36%

Tax Assessment & Valuation

The 2025 property tax bill for 5907 Secrest Shortcut Rd was $1,437.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,300 (-) Land $49,700 Building $160,600	$210,300 (-) Land $49,700 Building $160,600
2025	$1,437.00	$210,300 Land $49,700 Building $160,600	$210,300 Land $49,700 Building $160,600
2023	$1,279.00 (+39.63%)	$147,300 (-) Land $35,500 Building $111,800	$147,300 (-) Land $35,500 Building $111,800
2022	$916.00	$147,300 Land $35,500 Building $111,800	$147,300 Land $35,500 Building $111,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5907 Secrest Shortcut Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5907 Secrest Shortcut Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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