5906 Maple Ln, Ludington, MI 49431 Property Records

Mason County property record for 5906 Maple Ln, Ludington, MI 49431

Property Summary

Property TypeSingle Family Home
Details2,576 sqft · built 1900
Lot Size0.195 acres (8,517 sqft)
Owner2 Individual Names on File
Last Sale$655,000 (Oct 2026)
Tax Bill$9,767 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Jul 2019 Refinance
+ 1 more
Flood ZoneZone AE (high risk)
APN007-180-008-00

Property Details

APN / Parcel Number

Primary APN007-180-008-00

Interior

Building Area2,576 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area8,517 sqft (0.195 acres)

Location & Zoning

Street Address5906 MAPLE LN
CityLUDINGTON
StateMI
Zip49431-9685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW 2009 SPLIT ON 08/06/2008 FROM 007-180-006-00; BUGG'S POINT LOTS 7 & 8 EXC THE WESTERLY 10 FT OF LOT 7 OF BUGG'S POINT ACC
Legal Range18W
Legal Township19N
Legal Section02
Legal SubdivisionBUGGS POINT
Legal Lot Number7-8
JurisdictionMASON MI
Township / Civil DivisionHAMLIN
Census Block Group2
Census Block2001
Census Tract950200

Owner

5906 Maple Ln is owned by two individuals who bought it in October 2026.

Source: Mason County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address3703 NEBRASKA DR, HAMMOND, IN 46323-2926
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Warranty Deed, Transfer · Conventional Mortgage
WEST SHORE BANK
Jul 15, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FIFTH THIRD BANK
Jun 4, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2026 · Amount on File
Deed SaleOct 2, 2026 · Amount on File
Deed Document Number20265310
Prior Transfer DateJun 4, 2019
Prior Transfer Doc2019R03143
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMASON MI
Recording DateOct 2, 2026
Property Address5906 MAPLE LN, LUDINGTON, MI 49431-9685
Document Number0000005310
Instrument DateSep 29, 2026
Instrument20265310
Transaction TypeTransfer
Record UpdatedOct 12, 2026
Title CompanyLAKESHORE LAND AND TITLE, LAKESHORE LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$496,162.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3703 NEBRASKA DR, HAMMOND, IN 46323-2926

Mortgage

Document Number0000005311,
DateOct 2, 2026
Instrument20265311
Lender
NameWEST SHORE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMASON MI
Property Address5906 MAPLE LN, LUDINGTON, MI 49431-9685
Transaction TypeMortgage
Record UpdatedJul 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R03853
DateJul 15, 2019
Instrument2019R03853
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueAug 1, 2034

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMASON MI
Recording DateJun 4, 2019
Property Address5906 MAPLE LN, LUDINGTON, MI 49431-9685
Document Number2019R03143
Instrument DateJun 4, 2019
Instrument2019R03143
Transaction TypeTransfer
Record UpdatedJul 26, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5906 MAPLE LN, LUDINGTON, MI 49431-9685

Tax Assessment & Valuation

The 2025 property tax bill for 5906 Maple Ln was $9,767, up 2.2% from the year before.

Source: Mason County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMason County
County SubdivisionHamlin Township
Unified School DistrictLudington Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,700 (+2.25%) Land $299,700$599,400 (+2.25%)
2025$9,767.00 (+2.2%)$293,100 Land $293,100$586,200
2024$9,557.00
2023$206,900 Land $206,900$413,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5906 Maple Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation595.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5906 Maple Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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