Pinellas County property record for 5905 Windermere Dr, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,360 sqft · built 1987 |
| Lot Size | 0.233 acres (10,141 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Oct 2021) |
| Tax Bill | $9,537 (2025) |
| Deeds & Mortgages | Oct 2021 Sale Jun 2018 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-1067-1 |
| Primary APN | C62-000-758-1067-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 3,299 sqft |
| 1st Floor Area | 2,360 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,141 sqft (0.233 acres) |
| Lot Dimensions | 115 ft deep x 85 ft wide |
| View / Lot | Park |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 330 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R383410 |
|---|---|
| Street Address | 5905 WINDERMERE DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD251 |
| Legal Description | GLENRIDGE EAST LOT 10 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | GLENRIDGE EAST |
| Legal Tract | 31160 |
| Legal Lot Number | 10 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27324 |
5905 Windermere Dr is owned and occupied by two individuals who bought it in October 2021.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5905 WINDERMERE DR, PALM HARBOR, FL 34685-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2021 | Warranty Deed, Transfer TITLE AGENCY/FLORIDA INC, TITLE AGENCY OF FLORIDA |
| Jun 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Jun 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Dec 1, 2020 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Jun 11, 2019 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Feb 4, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 19, 2017 | Warranty Deed, Transfer TEXAS TITLE SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Prior Sale | Dec 19, 2017 · Amount on File |
| Deed Document Number | 2021326086 |
| Deed Book / Page | 21748 / 66 |
| Prior Transfer Date | Oct 11, 2006 |
| Prior Transfer Doc | 0154840574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 5, 2021 |
| Property Address | 5905 WINDERMERE DR, PALM HARBOR, FL 34685-1722 |
| Document Number | 0217480066 |
| Book / Page | 21748 / 66 |
| Map Reference | MB 97 PG 69-72 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021326086 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | TITLE AGENCY/FLORIDA INC, TITLE AGENCY OF FLORIDA |
| Amount | Amount on Record |
|---|---|
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5041 E HOLBROOK ST, 5041, ANAHEIM, CA 92807-1138 |
| Name | Verified Name |
|---|---|
| Address | 320 S MARION AVE, LOUISVILLE, OH 44641-2009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 5905 WINDERMERE DR, PALM HARBOR, FL 34685-1722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200792471 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 20079/2471 |
| Instrument | 2018180018 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 5905 WINDERMERE DR, PALM HARBOR, FL 34685-1722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200740625 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 20074/0625 |
| Instrument | 2018175476 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 5905 WINDERMERE DR, PALM HARBOR, FL 34685-1722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5905 WINDERMERE DR, PALM HARBOR, FL 34685-1722 |
| Document Number | 0212780496 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 21278/496 |
| Instrument | 2020360099 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 5905 WINDERMERE DR, PALM HARBOR, FL 34685-1722 |
| Document Number | 0206852641 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5905 WINDERMERE DR PALM HARBOR FL 346851722, PALM HARBOR, FL 34685-1722 |
| Document Number | 0206852641 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 020685/002641 |
| Instrument | 289230 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 4, 2019 |
| Property Address | 5905 WINDERMERE DR, PALM HARBOR, FL 34685-1722 |
| Document Number | 0204171736 |
| Book / Page | 020417 / 001736 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 36133 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5905 WINDERMERE DR PALM HARBOR FL 346851722, PALM HARBOR, FL 34685-1722 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 11, 2018 |
| Property Address | 5905 WINDERMERE DR, PALM HARBOR, FL 34685-1722 |
| Document Number | 0200841311 |
| Book / Page | 020084 / 001311 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 184195 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5905 WINDERMERE DR PALM HARBOR FL 346851722, PALM HARBOR, FL 34685-1722 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 19, 2017 |
| Property Address | 5905 WINDERMERE DR, PALM HARBOR, FL 34685-1722 |
| Document Number | 0198800812 |
| Book / Page | 019880 / 000812 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 384775 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | TEXAS TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Tax | $2,765.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5905 WINDERMERE DR PALM HARBOR FL 346851722, PALM HARBOR, FL 34685-1722 |
The 2025 property tax bill for 5905 Windermere Dr was $9,537 with a homeowner's exemption, up 5.5% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,537.00 (+5.52%) Homeowner's exemption | $562,714 | $582,980 Land $166,651 Building $416,329 |
| 2024 | $9,038.00 (+1.57%) | ||
| 2023 | $8,898.00 (-3.64%) Homeowner's exemption | $530,927 (+5.17%) | $530,927 (+5.17%) Land $203,930 Building $326,997 |
| 2022 | $9,234.00 | $504,847 | $504,847 Land $195,598 Building $309,249 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5905 Windermere Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 151 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 213 units insured incl. 62 condo units |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5905 Windermere Dr is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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