5905 Whitfield Dr, Troy, MI 48098 Property Records

Oakland County property record for 5905 Whitfield Dr, Troy, MI 48098

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,737 sqft · built 1988
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$480,000 (Aug 2024)
Tax Bill$6,323 (2025)
Deeds & MortgagesApr 2026 Transfer
Apr 2026 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN88-20-08-202-046

Property Details

APN / Parcel Number

Primary APN88-20-08-202-046

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,737 sqft Living Area
1st Floor Area1,391 sqft
Basement Area1,391 sqft
Unfinished Basement1,391 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area43,560 sqft (1 acres)
Garage Area490 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area44 sqft
Deck Area216 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5905 WHITFIELD DR
CityTROY
StateMI
Zip48098-5101
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1T
Legal DescriptionT2N, R11E, SEC 8 OAKLAND COUNTY CONDOMINIUM PLAN NO 574 MANOR HOMES OF TROYUNIT 3, BLDG 1 L 10638 P 038 10-26-88 FR 042
Legal Range11E
Legal Township2N
Legal Section8
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit3
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2001
Census Tract196500

Owner

Source: Oakland County records · APN 88-20-08-202-046

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5905 WHITFIELD DR, TROY, MI 48098-5101
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 15, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
LEVEL ONE BANK
Sep 20, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2024 · Amount on Record
Deed SaleAug 09, 2024 · Amount on Record
Prior SaleSep 20, 2019 · Amount on Record
Deed Document Number202489451
Deed Book / Page59558 / 673
Prior Transfer DateSep 28, 2012
Prior Transfer Doc0000227328
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateApr 15, 2026
Property Address5905 WHITFIELD DR, TROY, MI 48098-5101
Document Number0000050724
Book / Page61112 / 251
Instrument DateApr 13, 2026
Instrument2026.50724
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5905 WHITFIELD DR, TROY, MI 48098-5101

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateApr 15, 2026
Property Address5905 WHITFIELD DR, TROY, MI 48098-5101
Document Number20260050724
Book / Page61112 / 251
Instrument DateApr 13, 2026
Instrument202650724
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5905 WHITFIELD DR, TROY, MI 48098-5101

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5905 WHITFIELD DR, TROY, MI 48098-5101
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5905 WHITFIELD DR, TROY, MI 48098-5101

Mortgage

Document Number0000129311
DateOct 13, 2025
Book Page60613/727
Instrument129311
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2040

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5905 WHITFIELD DR, TROY, MI 48098-5101
Transaction TypeMortgage
Record UpdatedApr 05, 2022
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5905 WHITFIELD DR 3, 3, TROY, MI 48098-5101

Mortgage

Document Number0000309334
DateFeb 01, 2022
Book Page57384/205
Instrument309334
Lender
NameLEVEL ONE BANK
TypeBank
AddressFARMINGTON, MI 48334
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 20, 2019
Property Address5905 WHITFIELD DR, TROY, MI 48098-5101
Document Number0000154297
Book / Page53275 / 00156
Map ReferenceLB 37995 PG 426
Instrument DateSep 13, 2019
Instrument154297
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
Tax$2,881.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5905 WHITFIELD DR # 3, 5905, TROY, MI 48098-5101

Transferred To (Grantee/Buyer)

NameVerified Name
Address5905 WHITFIELD DR, TROY, MI 48098-5101

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,323.00 (+32.34%)
2024$4,778.00 (-8.22%)
2023$300,160
2022$5,206.00$150,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2021 · Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

Based on FCC filings for 205 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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