Jackson County property record for 5905 Ridge Rd, Jackson, MI 49201
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1996 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,220 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000-08-09-127-002-04 |
| Primary APN | 000-08-09-127-002-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5905 RIDGE RD |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49201-8213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | BEG AT N 1/4 POST OF SEC 9 TH W ALG N SEC LN 330.85 FT TO A PT FOR PL OF BEG OF THIS DESCN TH S PERPENDICULAR TO N LN OF SD |
| Legal Range | 01W |
| Legal Township | 02S |
| Legal Section | 09 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | BLACKMAN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 5602 |
Source: Jackson County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5905 RIDGE RD, JACKSON, MI 49201-8213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 29, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Aug 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 1996 |
| Deed Sale | Apr 12, 1996 |
| Last Transfer Date | Sep 15, 2003 |
| Transfer Doc | 0002318863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 5905 RIDGE RD, JACKSON, MI 49201-8213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002873354 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 2180/164 |
| Instrument | 2873354 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 5905 RIDGE RD, JACKSON, MI 49201-8213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002882434 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 2187/144 |
| Instrument | 2882434 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 5905 RIDGE RD, JACKSON, MI 49201-8213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5905 RIDGE RD, JACKSON, MI 49201-8213 |
| Document Number | 0002901431 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 2201/941 |
| Instrument | 2901431 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 5905 RIDGE RD, JACKSON, MI 49201-8213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002930426 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 2224/35 |
| Instrument | 2930426 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 7, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 5905 RIDGE RD, JACKSON, MI 49201-8213 |
| Document Number | 0002845113 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5905 RIDGE RD JACKSON MI 492018213, JACKSON, MI 49201-8213 |
| Document Number | 0002845113 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 002158/000524 |
| Instrument | 2845113 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 11, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Aug 27, 2018 |
| Property Address | 5905 RIDGE RD, JACKSON, MI 49201-8213 |
| Document Number | 0002804273 |
| Book / Page | 002126 / 001285 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 2804273 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5905 RIDGE RD JACKSON MI 492018213, JACKSON, MI 49201-8213 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Aug 27, 2018 |
| Property Address | 5905 RIDGE RD, JACKSON, MI 49201-8213 |
| Document Number | 0002804274 |
| Book / Page | 002126 / 001286 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 2804274 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5911 RIDGE RD JACKSON MI 492018213, JACKSON, MI 49201-8213 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 5905 RIDGE RD, JACKSON, MI 49201-8213 |
| Document Number | 0002798669 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5905 RIDGE RD JACKSON MI 492018213, JACKSON, MI 49201-8213 |
| Document Number | 0002798669 |
|---|---|
| Date | Jun 14, 2018 |
| Book Page | 002122/000881 |
| Instrument | 2798669 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 13, 2033 |
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Blackman Charter Township |
| Unified School District | Northwest School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,400 (-) | $272,800 (-) | |
| 2025 | $1,220.00 (-50.59%) Homeowner's exemption | $136,400 (+12.45%) | $272,800 (+12.45%) |
| 2024 | $2,469.00 (+10.27%) | ||
| 2023 | $121,300 | $242,600 | |
| 2022 | $2,239.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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