5905 Luke Ln, Flagler Beach, FL 32136 Property Records

Volusia County property record for 5905 Luke Ln, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,859 sqft · built 2004
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Apr 2018)
Tax Bill	$10,518 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`3243-02-01-0010`

Property Details

APN / Parcel Number

Primary APN	`3243-02-01-0010`
Alternative APNs	`32134302010010` `3014855.0` `3014855`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,859 sqft Living Area
1st Floor Area	2,575 sqft
2nd Floor Area	1,284 sqft
Upper Floors Area	1,284 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	261,360 sqft (6 acres)
Garage Area	892 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	370 sqft
Porch	Open Porch
Porch Area	882 sqft
Deck Area	576 sqft
Patio Area	30 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3014855.0
Old Parcel Number	32134302010010
Street Address	5905 LUKE LN
City	FLAGLER BEACH
State	FL
Zip	32136-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	LOT 1 BLK 1 SOUTH BULOW MB M PG 254 PER OR 4885 PG 2656 PER OR 7532 PGS 2725-2726
Legal Range	32E
Legal Township	13S
Legal Section	43
Legal Subdivision	SOUTH BULOW
Legal Tract	2
Legal Block	1
Legal Lot Number	1
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1019
Census Tract	80102

Owner

5905 Luke Ln is owned and occupied by two individuals who bought it in April 2018.

Source: Volusia County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5905 LUKE LN, FLAGLER BEACH, FL 32136-4917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Apr 13, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR
Mar 1, 2018	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Jun 26, 2002 · Amount on File
Deed Document Number	2018-075255
Deed Book / Page	7532 / 2725
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	5905 LUKE LN, FLAGLER BEACH, FL 32136-4917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078520249
Date	May 14, 2020
Book Page	7852/249
Instrument	2020-087661

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	5905 LUKE LN, FLAGLER BEACH, FL 32136-4917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5905 LUKE LN, FLAGLER BEACH, FL 32136-4917

Mortgage

Document Number	0079550042
Date	Dec 9, 2020
Book Page	7955/42
Instrument	2020-239239

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 13, 2018
Property Address	5905 LUKE LN, FLAGLER BEACH, FL 32136-4917
Document Number	0075322725
Book / Page	007532 / 002725
Instrument Date	Apr 10, 2018
Instrument	75255
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	BB AND T ML POST CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5905 LUKE LN FLAGLER BEACH FL 321364917, FLAGLER BEACH, FL 32136-4917

Mortgage

Document Number	75322727
Date	Apr 13, 2018
Book Page	007532/002727
Instrument	75256

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	5905 LUKE LN, FLAGLER BEACH, FL 32136-4917
Document Number	0075164984
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5919 JOHN ANDERSON HWY FLAGLER BEACH FL 321365523, FLAGLER BEACH, FL 32136-5523

Tax Assessment & Valuation

The 2025 property tax bill for 5905 Luke Ln was $10,518 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,518.00 Homeowner's exemption	$572,675	$907,532 Land $360,000 Building $547,532
2023	$9,249.00 (+1.23%) Homeowner's exemption	$540,327 (+3%)	$744,489 (+23.66%) Land $204,525 Building $539,964
2022	$9,137.00 Homeowner's exemption	$524,589	$602,048 Land $204,525 Building $397,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5905 Luke Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5905 Luke Ln is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 88% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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