5905 Down Rigger Ct, Wilmington, NC 28409 Property Records

New Hanover County property record for 5905 Down Rigger Ct, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,481 sqft · built 1996
Lot Size	0.443 acres (19,297 sqft)
Owner	Individual Name on File
Tax Bill	$2,401 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R07115-011-004-000`

Property Details

APN / Parcel Number

Primary APN	`R07115-011-004-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,481 sqft Living Area
1st Floor Area	2,173 sqft
Basement Area	2,173 sqft
Finished Basement	2,173 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	19,297 sqft (0.443 acres)
Terrain	Low
Garage Area	615 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	432 sqft
Porch	Slab
Porch Area	451 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	5905 DOWN RIGGER CT
City	WILMINGTON
State	NC
Zip	28409-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 205 SECTION 4 CROSSWINDS
Legal Subdivision	CROSSWINDS SECTION 4
Legal Block	11
Legal Lot Number	205
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	1
Census Block	1001
Census Tract	12103

Owner

5905 Down Rigger Ct is owned and occupied by an individual who acquired it in June 2018.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5905 DOWN RIGGER CT, WILMINGTON, NC 28409-8907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jun 14, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jun 22, 2018	Quit Claim Deed, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018
Deed Sale	Jun 22, 2018
Prior Sale	Jan 10, 2012 · Amount on File
Deed Document Number	201819734
Deed Book / Page	6151 / 263
Prior Transfer Date	Jun 21, 2018
Prior Transfer Doc	00615100263
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	5905 DOWN RIGGER CT, WILMINGTON, NC 28409-8907
Document Number	0063370721
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5905 DOWN RIGGER CT WILMINGTON NC 284098907, WILMINGTON, NC 28409-8907

Mortgage

Document Number	0063370721
Date	Jul 28, 2020
Book Page	006337/000721
Instrument	29120

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	5905 DOWN RIGGER CT, WILMINGTON, NC 28409-8907
Document Number	0062240520
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5905 DOWN RIGGER CT WILMINGTON NC 284098907, WILMINGTON, NC 28409-8907

Mortgage

Document Number	0062240520
Date	Jun 20, 2019
Book Page	006224/000520
Instrument	18617

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2049

June 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 22, 2018
Property Address	5905 DOWN RIGGER CT, WILMINGTON, NC 28409-8907
Document Number	0061510263
Book / Page	006151 / 000263
Instrument Date	Jun 21, 2018
Instrument	19734
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5905 DOWN RIGGER CT WILMINGTON NC 284098907, WILMINGTON, NC 28409-8907

Mortgage

Document Number	61510265
Date	Jun 22, 2018
Book Page	006151/000265
Instrument	19735

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5905 Down Rigger Ct was $2,401, up 127.2% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,900 (-) Land $131,700 Building $483,200	$614,900 (-) Land $131,700 Building $483,200
2025	$2,401.00 (+127.15%)	$614,900 Land $131,700 Building $483,200	$614,900 Land $131,700 Building $483,200
2024	$1,057.00 (-49.86%)
2023	$2,108.00 (-0.94%)	$390,600 Land $76,200 Building $314,400	$390,600 Land $76,200 Building $314,400
2022	$2,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5905 Down Rigger Ct in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	26 (1999–2019)
Claims Outside the SFHA	21 of 26
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5905 Down Rigger Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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