5905 Carter St, Lula, GA 30554 Property Records

Hall County property record for 5905 Carter St, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2003
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Dec 2010)
Tax Bill	$932 (2026)
Deeds & Mortgages	Apr 2021 Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-071-001-009`

Property Details

APN / Parcel Number

Primary APN	`09-071-001-009`
Alternative APN	`65205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Heated Area
1st Floor Area	1,540 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	222 ft deep x 60 ft wide
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	65205
Street Address	5905 CARTER ST
City	LULA
State	GA
Zip	30554-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	LOT 4
Legal Subdivision	NOT SHOWN
Legal Lot Number	4
Jurisdiction	HALL GA
Township / Civil Division	LULA
Census Block Group	1
Census Block	1105
Census Tract	101

Owner

5905 Carter St is owned and occupied by an individual who bought it in December 2010.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5905 CARTER ST, LULA, GA 30554-2831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE
May 24, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2010 · Amount on File
Deed Sale	Dec 28, 2010 · Amount on File
Prior Sale	Mar 20, 2007 · Amount on File
Deed Book / Page	6785 / 431
Prior Transfer Date	Feb 25, 2005
Prior Transfer Doc	5288528844
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5905 CARTER ST, LULA, GA 30554-2831
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5905 CARTER ST, LULA, GA 30554-2831

Mortgage

Document Number	0088080000000046
Date	Apr 29, 2021
Book Page	0000008808/0000000046

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5905 CARTER ST, LULA, GA 30554-2831
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5905 CARTER ST, LULA, GA 30554-2831

Mortgage

Document Number	0093090000000556
Date	May 24, 2023
Book Page	0000009309/0000000556

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5905 CARTER ST, LULA, GA 30554-2831
Document Number	0085810275
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5905 CARTER ST LULA GA 305542831, LULA, GA 30554-2831

Mortgage

Document Number	0085810275
Date	Aug 31, 2020
Book Page	008581/000275

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5905 CARTER ST, LULA, GA 30554-2831
Document Number	0082680240
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5905 CARTER ST LULA GA 305542831, LULA, GA 30554-2831

Mortgage

Document Number	0082680240
Date	May 21, 2019
Book Page	008268/000240

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 20, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 5905 Carter St was $932 with a homeowner's exemption, up 3.2% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Municipality	Lula City
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$932.00 (+3.21%) Homeowner's exemption	$125,584 (+1.09%) Land $14,760 Building $110,824	$313,960 (+1.09%) Land $36,900 Building $277,060
2025	$903.00 Homeowner's exemption	$124,224 Land $14,760 Building $109,464	$310,560 Land $36,900 Building $273,660
2023	$1,018.00 (-59.97%) Homeowner's exemption	$113,280 (+27.45%) Land $9,040 Building $104,240	$283,200 (+27.45%) Land $22,600 Building $260,600
2022	$2,543.00 Homeowner's exemption	$88,880 Land $8,360 Building $80,520	$222,200 Land $20,900 Building $201,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5905 Carter St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5905 Carter St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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