5905 104th Ave N, Loretto, MN 55357 Property Records

Hennepin County property record for 5905 104th Ave N, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,327 sqft · built 2009
Lot Size	10.1 acres (442,570 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Oct 2019)
Tax Bill	$12,490 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-119-24-42-0005`

Property Details

APN / Parcel Number

Primary APN	`02-119-24-42-0005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,327 sqft Living Area
Gross Area	5,474 sqft
1st Floor Area	2,327 sqft
Basement Area	1,902 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	442,570 sqft
View / Lot	Lake
Garage Type	Attached
Garage Area	1,874 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	722 sqft
Deck Area	528 sqft
Patio Area	527 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	5905 104TH AVE N
City	LORETTO
State	MN
Zip	55357-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 002 T HERITAGE WOODS OF GREENFIELD IRREGULAR
Legal Range	24
Legal Township	119
Legal Section	02
Legal Quarter	42
Legal Subdivision	HERITAGE WOODS OF GREENFIELD
Legal Block	2
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	GREENFIELD
Census Block Group	1
Census Block	1002
Census Tract	27001

Owner

Source: Hennepin County records · APN 02-119-24-42-0005

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5905 104TH AVE N, LORETTO, MN 55357-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Oct 04, 2019	Warranty Deed, Transfer BELL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2019 · Amount on Record
Deed Sale	Oct 04, 2019 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	20195650674
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5905 104TH AVE N, LORETTO, MN 55357-2125
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5905 104TH AVE N, LORETTO, MN 55357-2125

Mortgage

Document Number	00T6030853
Date	Aug 18, 2023
Instrument	T6030853

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55431

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5905 104TH AVE N, LORETTO, MN 55357-2125
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05875217
Date	Sep 10, 2021
Instrument	T05875217

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 04, 2019
Property Address	5905 104TH AVE N, LORETTO, MN 55357-2125
Document Number	0005650674
Instrument Date	Sep 23, 2019
Instrument	5650674
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	CENTRAL LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5905 104TH AVE N LORETTO MN 553572125, LORETTO, MN 55357-2125

Mortgage

Document Number	5650675
Date	Oct 04, 2019
Instrument	5650675

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2049

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Greenfield City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,490.00 (+11.57%)	$978,500 (+9.09%) Land $242,000 Building $736,500	$978,500 (+9.09%) Land $242,000 Building $736,500
2023	$11,195.00 Homeowner's exemption
2022		$897,000 Land $220,000 Building $677,000	$897,000 Land $220,000 Building $677,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), as of December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530270011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 23 locations within half a mile of this property.

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