Highlands County property record for 5904 Thunder Rd, Sebring, FL 33876 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,266 sqft · built 1993 |
| Lot Size | 0.501 acres (21,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Mar 2024) |
| Tax Bill | $3,292 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-15-35-30-010-00J0-0020 |
| Primary APN | C-15-35-30-010-00J0-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,266 sqft Living Area |
| 1st Floor Area | 1,783 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,850 sqft (0.501 acres) |
| Lot Dimensions | 190 ft deep x 115 ft wide |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 527 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5904 THUNDER RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-5404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING LAKE SEC 1 PB 9-PG 23 LOT 2 BLK J |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | SPRING LAKE VILL 01 |
| Legal Block | J |
| Legal Lot Number | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4063 |
| Census Tract | 961000 |
Source: Highlands County records · APN C-15-35-30-010-00J0-0020
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5904 THUNDER RD, SEBRING, FL 33876-5404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jun 04, 2019 | Warranty Deed, Transfer · Conventional Mortgage VON T RUDDLE LIVING TRUST (LT) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on Record |
| Deed Sale | Mar 13, 2024 · Amount on Record |
| Prior Sale | Jun 04, 2019 · Amount on Record |
| Deed Document Number | 2193835 |
| Deed Book / Page | 3030 / 1684 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 13, 2024 |
| Property Address | 5904 THUNDER RD, SEBRING, FL 33876-5404 |
| Document Number | 0002193835 |
| Book / Page | 3030 / 1684 |
| Map Reference | MB 9 PG 23 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 2193835 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2141 LAKEVIEW DR, SEBRING, FL 33870-4969 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5904 THUNDER RD, SEBRING, FL 33876-5404 |
| Document Number | 0030301686 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 3030/1686 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 04, 2019 |
| Property Address | 5904 THUNDER RD, SEBRING, FL 33876-5404 |
| Document Number | 0001942962 |
| Book / Page | 002695 / 001921 |
| Instrument Date | May 31, 2019 |
| Instrument | 1942962 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | LP TITLE COMPANY, LP TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2141 LAKEVIEW DR SEBRING FL 338704969, SEBRING, FL 33870-4969 |
| Document Number | 1942963 |
|---|---|
| Date | Jun 04, 2019 |
| Book Page | 002695/001923 |
| Instrument | 1942963 |
| Name | VON T RUDDLE LIVING TRUST (LT) |
|---|---|
| Address | 6236 COVERTY PL, VERO BEACH, FL 32966-6487 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 03, 2039 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $235,307 (+16.44%) Land $18,500 Building $216,807 | $235,307 (+16.44%) Land $18,500 Building $216,807 | |
| 2024 | $3,292.00 (+12.28%) | ||
| 2023 | $2,932.00 (+7.6%) | $202,085 (+12.89%) Land $16,500 Building $185,585 | $202,085 (+12.89%) Land $16,500 Building $185,585 |
| 2022 | $2,725.00 | $179,004 Land $14,000 Building $165,004 | $179,004 Land $14,000 Building $165,004 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559610004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 457 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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