Preble County property record for 5904 Gratis Rd, Camden, OH 45311
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,554 sqft · built 1986 |
| Lot Size | 2.13 acres (93,044 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Dec 1995) |
| Tax Bill | $2,355 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C07-4321-100-00-012-000 |
| Primary APN | C07-4321-100-00-012-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 1,554 sqft |
| Basement Area | 1,166 sqft |
| Unfinished Basement | 1,166 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 93,044 sqft (2.13 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Deck Area | 240 sqft |
| Patio Area | 297 sqft |
| Lean-To | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 5904 GRATIS RD |
|---|---|
| City | CAMDEN |
| State | OH |
| Zip | 45311-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W MID PT NW |
| Legal Range | 3E |
| Legal Township | 4N |
| Legal Section | 21 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | GRATIS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 480100 |
5904 Gratis Rd is owned and occupied by an individual who acquired it in June 2014.
Source: Preble County records, as of March 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5904 GRATIS RD, CAMDEN, OH 45311-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 1995 · Amount on File |
| Deed Sale | Dec 11, 1995 · Amount on File |
| Last Transfer Date | Jun 30, 2014 |
| Transfer Doc | 342/0164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 5904 GRATIS RD, CAMDEN, OH 45311-9713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 400/0864 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 400/0864 |
| Instrument | 202000000088 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Nov 25, 2039 |
The 2025 property tax bill for 5904 Gratis Rd was $2,355 with a homeowner's exemption, up 7.5% from the year before.
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Gratis Township |
| Unified School District | Preble Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,355.00 (+7.53%) Homeowner's exemption | $65,380 (-) Land $9,660 Building $55,720 | |
| 2024 | $2,190.00 (+0.55%) Homeowner's exemption | $65,380 (-) Land $9,660 Building $55,720 | |
| 2023 | $2,178.00 (-2.38%) Homeowner's exemption | $65,380 (+2.86%) Land $9,660 Building $55,720 | $186,800 Land $27,600 Building $159,200 |
| 2022 | $2,231.00 Homeowner's exemption | $63,560 Land $9,590 Building $53,970 | |
| 2020 | $186,800 Land $27,600 Building $159,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5904 Gratis Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5904 Gratis Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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