5904 Emory Rd, Upperco, MD 21155 Property Records

Carroll County property record for 5904 Emory Rd, Upperco, MD 21155 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,342 sqft · built 2019
Lot Size2.25 acres (98,402 sqft)
Owner2 Individual Names on File
Last Sale$142,419 (Jun 2017)
Tax Bill$5,849 (2025)
Deeds & MortgagesJan 2024 Second Mortgage
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN08-071098

Property Details

APN / Parcel Number

Primary APN08-071098
Alternative APN
  • 071098

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,342 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area98,402 sqft (2.25 acres)
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number071098
Street Address5904 EMORY RD
CityUPPERCO
StateMD
Zip21155-9778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 1 - 2.259 ACS EMORY RD 50-274 0.229 AC RD IN BALTO CO
Legal SubdivisionHARRY SMITH PROPERTY
Legal Lot Number1
JurisdictionCARROLL MD
Township / Civil Division8, HAMPSTEAD
Census Block Group1
Census Block1024
Census Tract508200

Owner

Source: Carroll County records · APN 08-071098

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5904 EMORY RD, UPPERCO, MD 21155-9778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POINT BREEZE CU
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Oct 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
SANDY SPRING BANK
Aug 28, 2018Intrafamily Transfer, Transfer · ARM
SANDY SPRING BANK
Jun 21, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2017 · Amount on Record
Deed SaleJun 21, 2017 · Amount on Record
Prior SaleApr 28, 2008
Deed Document Number20178725-0224
Deed Book / Page8725 / 224
Last Transfer DateAug 28, 2018
Transfer Doc0091040183
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address5904 EMORY RD, UPPERCO, MD 21155-9778
Transaction TypeMortgage
Record UpdatedJan 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0111750348
DateJan 08, 2024
Book Page11175/348
Lender
NamePOINT BREEZE CU
TypeCredit Union
AddressHUNT VALLEY, MD 21031
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueDec 27, 2038

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address5904 EMORY RD, UPPERCO, MD 21155-9778
Transaction TypeMortgage
Record UpdatedMar 09, 2023
Title CompanyWESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5904 EMORY RD, UPPERCO, MD 21155-9778

Mortgage

Document Number0103780428
DateJul 27, 2021
Book Page10378/428
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueDec 01, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address5904 EMORY RD, UPPERCO, MD 21155-9778
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094560255
DateOct 24, 2019
Book Page9456/0255
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJul 01, 2049

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL MD
Recording DateAug 28, 2018
Property Address5904 EMORY RD, UPPERCO, MD 21155-9778
Document Number0091040183
Book / Page9104 / 0183
Map ReferenceMB50 PG274
Instrument DateAug 28, 2018
Transaction TypeTransfer
Record UpdatedMar 09, 2023
Title CompanyPT TITLE COMPANY, PT TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5907 MOUNT GILEAD RD, REISTERSTOWN, MD 21136-4115

Mortgage

Document Number0009104187
DateAug 28, 2018
Instrument9104/187
Lender
NameSANDY SPRING BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateSep 01, 2029
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change9.62%
Index1-Year LIBOR
Max Rate9.62%

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateJun 21, 2017
Property Address5904 EMORY RD, UPPERCO, MD 21155-9778
Document Number0087250224
Book / Page008725 / 000224
Instrument DateJun 16, 2017
Transaction TypeTransfer
Record UpdatedAug 11, 2017

Transaction

AmountAmount Recorded
Tax$145.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4370 SYCAMORE DR HAMPSTEAD MD 210742314, HAMPSTEAD, MD 21074-2314

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$611,833 (+5.43%)$674,900 (+16.3%) Land $192,500 Building $482,400
2025$5,849.00 (+6.27%) Homeowner's exemption$580,300 (+19.13%) Land $152,500 Building $427,800$580,300 (-) Land $152,500 Building $427,800
2023$5,504.00 Homeowner's exemption$487,100$580,300 Land $152,500 Building $427,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Emory Rd

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