5904 E Polk St, White Cloud, MI 49349 Property Records

Newaygo County property record for 5904 E Polk St, White Cloud, MI 49349

Property Summary

Property TypeRural Home
Details2 ba · 1,098 sqft
Lot Size40 acres (1,742,400 sqft)
Owner2 Individual Names on Record
Last Sale$179,000 (Aug 2018)
Tax Bill$3,562 (2025)
Deeds & MortgagesJun 2019 Refinance
Aug 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-29-300-002

Property Details

APN / Parcel Number

Primary APN08-29-300-002

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,098 sqft Living Area
1st Floor Area1,098 sqft
Basement Area468 sqft
Unfinished Basement888 sqft

Exterior

Lot Area1,742,400 sqft (40 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Total Buildings5 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5904 E POLK ST
CityWHITE CLOUD
StateMI
Zip49349-9319
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeLOCAL ZONE
Legal DescriptionNE 1/4 SW 1/4 SEC. 29 T15N R11W 40 A
Legal Range11W
Legal Township15N
Legal Section29
JurisdictionNEWAYGO MI
Township / Civil DivisionNORWICH
Census Block Group2
Census Block2214
Census Tract970100

Owner

Source: Newaygo County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5904 E POLK ST, WHITE CLOUD, MI 49349-9319
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
ISABELLA BANK
Aug 9, 2018Warranty Deed, Transfer
May 25, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2018 · Amount on Record
Deed SaleAug 9, 2018 · Amount on Record
Prior SaleMay 25, 2017 · Amount on Record
Deed Book / Page470 / 8463
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWAYGO MI
Property Address5904 E POLK ST, WHITE CLOUD, MI 49349-9319
Transaction TypeMortgage
Record UpdatedAug 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00473/9761
DateJun 5, 2019
Book Page473/9761
Lender
NameISABELLA BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWAYGO MI
Recording DateAug 9, 2018
Property Address5904 E POLK ST, WHITE CLOUD, MI 49349-9319
Document Number00470/8463
Book / Page470 / 8463
Instrument DateAug 2, 2018
Transaction TypeTransfer
Record UpdatedAug 7, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5904 E POLK ST, WHITE CLOUD, MI 49349-9319

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWAYGO MI
Recording DateMay 25, 2017
Property Address5904 E POLK ST, WHITE CLOUD, MI 49349-9319
Document Number00465/7540
Book / Page465 / 7540
Instrument DateMay 19, 2017
Transaction TypeTransfer
Record UpdatedAug 7, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyNewaygo County
County SubdivisionNorwich Township
Unified School DistrictBig Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$173,900 (+40.36%)$347,800 (+40.36%)
2025$3,562.00 (+13.51%)
2023$123,900$247,800
2022$3,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Truestream
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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