5904 E 950th Ave, Altamont, IL 62411 Property Records

Effingham County property record for 5904 E 950th Ave, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,052 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,785,000 (Dec 2024)
Tax Bill	$5,675 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-06-018-029`

Property Details

APN / Parcel Number

Primary APN	`04-06-018-029`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,052 sqft Base Area
1st Floor Area	2,052 sqft
Basement Area	2,052 sqft
Unfinished Basement	2,052 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	5904 E 950TH AVE
City	ALTAMONT
State	IL
Zip	62411-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 143FT OF W 295FT SW NW AND N 152FT OF W 295.06FT NW SW 24004120 3244/273 3125/255 1591/237
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4004
Census Tract	950300

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5904 E 950TH AVE, ALTAMONT, IL 62411-3413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Document Number	20244120
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	003244/273
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	5904 E 950TH AVE, ALTAMONT, IL 62411-3413
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5904 E 950TH AVE, ALTAMONT, IL 62411-3413

Mortgage

Document Number	202626000365
Date	Jan 29, 2026
Instrument	202626000365

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	2890 N OAKLAND AVE, DECATUR, IL 62526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	5904 E 950TH AVE, ALTAMONT, IL 62411-3413
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003271/171
Date	Jan 12, 2017
Book Page	3271/171
Instrument	201701700184

Lender

Name	PEOPLES BANK
Type	Bank
Address	ALTAMONT, IL 62411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,675.00 (+9.53%) Homeowner's exemption	$101,680 (+10.01%) Land $4,370 Building $97,310	$305,040 (+10.01%) Land $13,110 Building $291,930
2024	$5,181.00 (+29.17%)	$92,430 (+20.98%) Land $3,970 Building $88,460	$277,290 (+20.98%) Land $11,910 Building $265,380
2022	$4,011.00 Homeowner's exemption	$76,400 Land $3,280 Building $73,120	$229,200 Land $9,840 Building $219,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Nov 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	90 / 5

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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