5903 Jack Stokes Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5903 Jack Stokes Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,699 sqft · built 1992
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2025)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-4823-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-4823-6`
Alternative APNs	`31-4N-24-0000-0005-0010` `24N431000000050010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,699 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	1,699 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	82,328 sqft (1.89 acres)
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	114 sqft
Patio Area	306 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5903 JACK STOKES RD
City	BAKER
State	FL
Zip	32531-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR OF SE1/4 OF NE1/4 OF 36-4N-25 E1256 FT TO POB N420 FT N86 DEG E210 FT S420 FT S86 DEG W210 FT TO POB LESS CO R/W
Legal Range	24W
Legal Township	04N
Legal Section	31
Legal Block	5
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2034
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5903 JACK STOKES RD, BAKER, FL 32531-2511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer · VA Mortgage UNIVERSITY BANK
Sep 22, 2020	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	20253778291
Prior Transfer Date	Feb 6, 2017
Prior Transfer Doc	0032862643
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 16, 2025
Property Address	5903 JACK STOKES RD, BAKER, FL 32531-2511
Document Number	0003778291
Instrument Date	Oct 10, 2025
Instrument	3778291
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	648 E EDNEY AVE, CRESTVIEW, FL 32539-4602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5903 JACK STOKES RD, BAKER, FL 32531-2511

Mortgage

Document Number	0003778292
Date	Oct 16, 2025
Instrument	3778292

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 22, 2020
Property Address	5903 JACK STOKES RD, BAKER, FL 32531-2511
Document Number	0034930298
Book / Page	3493 / 298
Instrument Date	Jul 1, 2020
Instrument	3392181
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 AEOLIAN DR, 550, NEW SMYRNA BEACH, FL 32168-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 PINE LAKE CT, CRESTVIEW, FL 32539-8538

Mortgage

Document Number	0003493301
Date	Sep 22, 2020
Instrument	3493/301

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00 (+3.83%)	$135,006 (+2.9%)	$209,348 (+5.02%) Land $20,755 Building $188,593
2024	$1,019.00 (+3.45%) Homeowner's exemption	$131,201 (+3%)	$199,333 (+0.08%) Land $18,868 Building $180,465
2023	$985.00 (+2.6%) Homeowner's exemption	$127,380 (+3%)	$199,171 (+8.42%) Land $17,633 Building $181,538
2022	$960.00 Homeowner's exemption	$123,670	$183,699 Land $16,480 Building $167,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

May also be available: Mediacom Xtream.

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