5903 Eagle Bluff Trl, Chattanooga, TN 37416 Property Records

Hamilton County property record for 5903 Eagle Bluff Trl, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	4 ba · built 2025
Lot Size	0.466 acres (20,317 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Nov 2025)
Tax Bill	$151 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102I G 007.02`

Property Details

APN / Parcel Number

Primary APN	`102I G 007.02`
Alternative APN	`0000162885`

Interior

Full Baths	4 Baths
Stories	2 Stories

Exterior

Year Built	Built 2025
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,317 sqft (0.466 acres)
Lot Dimensions	75 ft deep x 270 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000162885
Old Parcel Number	102I G 00702
Street Address	5903 EAGLE BLUFF TRL
City	CHATTANOOGA
State	TN
Zip	37416-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 EAGLE BLUFF PB89 PG79 OUT OF 102I-G-7 FOR 2008
Legal Subdivision	EAGLE BLUFF
Legal Lot Number	19
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7302 RIVER RUN DR, CHATTANOOGA, TN 37416-1085
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OPTIMUM FIRST INC
Apr 17, 2025	Warranty Deed, Construction Loan CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Oct 7, 2021	Warranty Deed, Transfer BRICK CITY TITLE, BRIDGE CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Apr 17, 2025 · Amount on Record
Deed Document Number	2025110300113
Deed Book / Page	14095 / 77
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 3, 2025
Property Address	5903 EAGLE BLUFF TRL, CHATTANOOGA, TN 37416-1124
Document Number	0000000113
Book / Page	14095 / 77
Map Reference	MB 89 PG 79
Instrument Date	Oct 31, 2025
Instrument	2025110300113
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,682.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7302 RIVER RUN DR, CHATTANOOGA, TN 37416-1085

Mortgage

Document Number	0001409580
Date	Nov 3, 2025
Instrument	14095/80

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 17, 2025
Property Address	5903 EAGLE BLUFF TRL, CHATTANOOGA, TN 37416-1124
Document Number	0000000103
Book / Page	13894 / 281
Map Reference	MB 89 PG 79
Instrument Date	Apr 15, 2025
Instrument	2025041700103
Transaction Type	Construction Loan
Record Updated	Jan 1, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9505 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6210
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 7, 2021
Property Address	5903 EAGLE BLUFF TRL, CHATTANOOGA, TN 37416-1124
Document Number	0000000125
Book / Page	12682 / 777
Instrument Date	Oct 1, 2021
Instrument	2021100700125
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	BRICK CITY TITLE, BRIDGE CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$140.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 BROAD ST STE 101, 101, CHATTANOOGA, TN 37408-2942

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$151.00 (-32.29%)	$10,000 (-)	$40,000 (-) Land $40,000
2024	$223.00	$10,000 (-)	$40,000 (-) Land $40,000
2023	$223.00	$10,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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