5903 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 5903 E Bluff Dr, Penn Yan, NY 14527 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	6 Baths
Year Built	Built 2008
Square Footage	3,748 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Garage	Mixed, 1,608 sqft
Last Sale	$1,525,000 (2019)
Tax Bill	$31,690.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`572689 96.27-1-5`
Alternative APNs	`268909602700010050000000` `0976-000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Partial Baths	2 Partial Baths
Building Area	3,748 sqft Living Area
1st Floor	3,748 sqft 1st Floor
Basement Area	3,594 sqft Basement
Finished Basement	3,594 sqft Finished
Game Room	Game Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary Style
Exterior Material	Other Exterior
Foundation Type	No Foundation Foundation
Lot Area	43,560 sqft (1 acres)
Depth X Width	1 ft x 157 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,608 sqft Garage
Patio Area	360 sqft Patio
Porch Area	332 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	0976-000
Street Address	5903 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9070
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	YATES NY
Minor Civil Division	JERUSALEM
Census Blockgroup	5
Census Block	5011
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town records · APN 572689 96.27-1-5

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8808 CLIFFORD AVE, CHEVY CHASE, MD 20815-4745
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2019 · Amount on Record
Deed Sale	Sep 03, 2019 · Amount on Record
Deed Doc Number	20191957
Deed Book / Page	757 / 285
Record Refreshed	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Sep 03, 2019
Property Address	5903 E BLUFF DR, PENN YAN, NY 14527-9070
Document Number	0DE757/285
Book / Page	DE 757 / 285
Instrument Date	Aug 21, 2019
Instrument	2019-00001957
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$21,350.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5903 E BLUFF DR, 5903, PENN YAN, NY 14527-9070

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	8808 CLIFFORD AVE, CHEVY CHASE, MD 20815-4745

Mortgage

Document Number	201900001958
Date	Sep 03, 2019
Instrument	2019-00001958

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Sep 01, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,690.00 (+2.5%)	$2,232,876 (+49.86%) Land $532,600 Building $1,700,276	$2,375,400 (+35.51%) Land $566,596 Building $1,808,804
2023		$1,490,000 Land $494,000 Building $996,000	$1,752,941 Land $581,176 Building $1,171,765
2020	$30,917.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yates County (36123C), updated June 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 6% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.