5903 Deale Beach Rd, Deale, MD 20751 Property Records

Anne Arundel County property record for 5903 Deale Beach Rd, Deale, MD 20751

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,496 sqft · built 2023
Lot Size	4.23 acres (184,259 sqft)
Owner	Individual Name on Record
Last Sale	$979,700 (Apr 2023)
Tax Bill	$10,899 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`07-000-90225470`

Property Details

APN / Parcel Number

Primary APN	`07-000-90225470`
Alternative APNs	`7-000-90225470` `00090225470`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,496 sqft Living Area
Gross Area	4,216 sqft
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	184,259 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00090225470
Street Address	5903 DEALE BEACH RD
City	DEALE
State	MD
Zip	20751-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS
Legal Description	LOT 2 GRIFFITH PROPERTY
Legal Subdivision	GRIFFITH PROPERTY
Legal Block	2
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2009
Census Tract	707002

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5903 DEALE BEACH RD, DEALE, MD 20751-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORPORATION
Apr 17, 2023	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Nov 19, 2020	Deed, Transfer · Line of Credit CNB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Nov 19, 2020 · Amount on Record
Deed Book / Page	39590 / 459
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 8, 2026
Property Address	5903 DEALE BEACH RD, DEALE, MD 20751-9750
Document Number	4224000323
Book / Page	42241 / 323
Instrument Date	Mar 31, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5903 DEALE BEACH RD, DEALE, MD 20751-9750

Mortgage

Document Number	4224000323,
Date	Apr 8, 2026
Book Page	42241/323

Lender

Name	BAY CAPITAL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 17, 2023
Property Address	5903 DEALE BEACH RD, DEALE, MD 20751-9750
Document Number	0395900459
Book / Page	39590 / 459
Map Reference	MB 278 PL 35-37
Instrument Date	Apr 6, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NORTHCO TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,898.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5903 DEALE BEACH RD, DEALE, MD 20751-9750

Mortgage

Document Number	0039590467
Date	Apr 17, 2023
Instrument	39590/467

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 19, 2020
Property Address	5903 DEALE BEACH RD, DEALE, MD 20751-9750
Document Number	0356410028
Book / Page	35641 / 28
Map Reference	MB 278 PL 35-37
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NORTHCO TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2077 SOMERVILLE RD STE 206, 206, ANNAPOLIS, MD 21401-4178
Investor	Possibly a Property Investor

Mortgage

Document Number	0003564133
Date	Nov 19, 2020
Instrument	35641/33

Lender

Name	CNB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,074,000 (+5.42%) Land $420,000 Building $654,000	$1,074,000 (-) Land $420,000 Building $654,000
2025	$10,899.00 (+1.96%) Homeowner's exemption	$1,018,800 (+12.15%)	$1,074,000 (+18.23%) Land $420,000 Building $654,000
2024	$10,689.00 (+7.76%)
2023	$9,919.00	$908,400 Land $420,000 Building $488,400	$908,400 Land $420,000 Building $488,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 123 policies
Nearby Flood Policies	123 in force
Nearby Flood Claims	74 (1978–2023)
Claims Outside the SFHA	13 of 74
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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