5903 Copperleaf Commons Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 5903 Copperleaf Commons Ct, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,874 sqft · built 2013
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on File
Last Sale	$569,000 (Oct 2013)
Tax Bill	$7,855 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`225-082-13`

Property Details

APN / Parcel Number

Primary APN	`225-082-13`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,874 sqft Living Area
Gross Area	4,461 sqft
1st Floor Area	2,854 sqft
Upper Floors Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	13,460 sqft (0.309 acres)
Garage Type	Attached
Garage Area	587 sqft
Porch	Finished/Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5903 COPPERLEAF COMMONS CT
City	CHARLOTTE
State	NC
Zip	28277-2058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-2
Legal Description	L23 M54-197
Legal Subdivision	ENCLAVE/PROVIDENCE SUB
Legal Block	2
Legal Lot Number	23
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	5815

Owner

5903 Copperleaf Commons Ct is owned and occupied by two individuals who acquired it in July 2022.

Source: Mecklenburg County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5903 COPPERLEAF COMMONS CT, CHARLOTTE, NC 28277-2058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Aug 2, 2022	Intrafamily Transfer, Transfer
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Aug 2, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2013 · Amount on File
Deed Sale	Oct 31, 2013 · Amount on File
Deed Document Number	2013170582
Deed Book / Page	28806 / 314
Last Transfer Date	Jul 12, 2022
Transfer Doc	0000112517
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5903 COPPERLEAF COMMONS CT, CHARLOTTE, NC 28277-2058
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039498
Date	Mar 14, 2022
Book Page	37149/260
Instrument	2022039498

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5903 COPPERLEAF COMMONS CT, CHARLOTTE, NC 28277-2058
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095198
Date	Jun 27, 2022
Book Page	37454/784
Instrument	2022095198

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 2, 2022
Property Address	5903 COPPERLEAF COMMONS CT, CHARLOTTE, NC 28277-2058
Document Number	0000112517
Book / Page	37547 / 116
Map Reference	MB 54 PG 197
Instrument Date	Jul 12, 2022
Instrument	2022112517
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5903 COPPERLEAF COMMONS CT, CHARLOTTE, NC 28277-2058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5903 COPPERLEAF COMMONS CT, CHARLOTTE, NC 28277-2058

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5903 COPPERLEAF COMMONS CT, CHARLOTTE, NC 28277-2058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186783
Date	Nov 6, 2020
Book Page	35283/711
Instrument	2020186783

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5903 COPPERLEAF COMMONS CT, CHARLOTTE, NC 28277-2058
Document Number	0000100633
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5903 CT COPPERLEAF COMMONS CHARLOTTE NC 28277, CHARLOTTE, NC 28277

Mortgage

Document Number	0000100633
Date	Aug 5, 2019
Book Page	033733/000899
Instrument	100633

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5903 Copperleaf Commons Ct was $7,855.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,855.00	$1,001,700 Land $235,000 Building $766,700	$1,001,700 Land $235,000 Building $766,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5903 Copperleaf Commons Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5903 Copperleaf Commons Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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