5902 SW Smith Ave, Arcadia, FL 34266 Property Records

DeSoto County property record for 5902 SW Smith Ave, Arcadia, FL 34266

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,138 sqft · built 1926
Lot Size5 acres (217,800 sqft)
OwnerOwner Name on Record
Last Sale$180,000 (Oct 2005)
Tax Bill$1,267 (2024)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN25-38-24-0000-0125-0000

Property Details

APN / Parcel Number

Primary APN25-38-24-0000-0125-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,138 sqft Heated Area
Gross Area1,458 sqft
FlooringParquet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1965
Exterior MaterialAsbestos
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)

Exterior Amenities

PorchPorch
Patio Area257 sqft
FenceFence
Shed1 Shed
Shed Area660 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5902 SW SMITH AVE
CityARCADIA
StateFL
Zip34266-6738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-5
Legal DescriptionN1/2 OF SW1/4 OF SW1/4 OF SE1/4 OR 569/2918
Legal Range24E
Legal Township38S
Legal Section25
JurisdictionDE SOTO FL
Township / Civil DivisionARCADIA WEST
Census Block Group1
Census Block1006
Census Tract10406

Owner

Source: DeSoto County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address5902 SW SMITH AVE, ARCADIA, FL 34266-6738
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2005 · Amount on Record
Deed SaleOct 4, 2005 · Amount on Record
Deed Document Number2005012638
Deed Book / Page0569 / 2918
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE SOTO FL
Property Address5902 SW SMITH AVE, ARCADIA, FL 34266-6738
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5902 SW SMITH AVE, ARCADIA, FL 34266-6738

Mortgage

Document Number0014008778
DateNov 25, 2025
Instrument202514008778
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueNov 24, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$104,446 (+16.32%)$255,180 (+6.06%) Land $125,000 Building $130,180
2024$1,267.00 (+3.01%)
2023$1,230.00 (+7.89%) Homeowner's exemption$89,790 (+6.6%)$240,607 (+3.67%) Land $125,000 Building $115,607
2022$1,140.00 Homeowner's exemption$84,234$232,099 Land $125,000 Building $107,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims14 (1988–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

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